| Sl.No. |
Particular |
As at 31.3.2010 |
As at 31.3.2009 |
As at 31.3.2008 |
As at 31.3.2007 |
As at 31.3.2006 |
As at 31.3.2005 |
| 1 |
Gross Premium Growth Rate |
20.8 |
-13.5 |
25.8 |
51.7 |
-4.71 |
10.4 |
| 2 |
Gross Premium to shareholders' fund ratio |
106.6 |
103.7 |
139.3 |
124.9 |
102.6 |
120.3 |
| 3 |
Growth rate of shareholders'fund |
17.5 |
16.1 |
12.8 |
24.6 |
11.8 |
3.1 |
| 4 |
Net Retention Ratio |
90.1 |
91.8 |
89.2 |
86.7 |
86.7 |
90.1 |
| 5 |
Net Commission Ratio |
22.0 |
23.6 |
25.1 |
26.0 |
26.0 |
26.2 |
| 6 |
Expense of Management to Gross Direct Premium Ratio |
0.7 |
0.8 |
0.6 |
0.6 |
0.9 |
0.8 |
| 7 |
Combined Ratio |
83.2 |
87.5 |
83.9 |
77.1 |
72.3 |
80.2 |
| 8 |
Technical Reserves to net premium ratio |
156.7 |
166.0 |
140.4 |
159.7 |
223.6 |
162.6 |
| 9 |
Underwriting balance ratio |
5.8 |
12.5 |
4.3 |
18.0 |
-3.9 |
6.00 |
| 10 |
Operationg Profit Ratio |
15.2 |
21.3 |
13.3 |
27.6 |
10.8 |
17.9 |
| 11 |
Liquid Assets to liabilities ratio |
24.8 |
26.9 |
24.2 |
20.7 |
24.1 |
25.8 |
| 12 |
Net earning ratio |
20.2 |
19.0 |
11.9 |
23.8 |
14.1 |
4.3 |
| 13 |
Return on net worth ratio |
19.7 |
18.1 |
14.9 |
25.8 |
12.6 |
4.7 |
| 14 |
Available Solvency argin Ratio to Required Solvency Margin Ratio |
3.71 |
3.67 |
3.36 |
4.10 |
3.41 |
3.81 |
| 15 |
NPA Ratio |
|
|
|
|
|
|
| |
Gross NPA Ratio |
3.61 |
4.48 |
4.76 |
5.15 |
6.25 |
5.87 |
| |
Net NPA Ratio |
1.59 |
1.92 |
2.08 |
2.13 |
1.82 |
1.42 |
| Equity Holding Pattern for Non-Life Insurers |
|
|
|
|
|
|
| 1 |
(a) No. of shares |
43000000 |
43000000 |
43000000 |
43000000 |
43000000 |
43000000 |
| 2 |
(b) Percentage of shareholding (Indian / Foreign) |
100 % Indian |
100 % Indian |
100 % Indian |
100 % Indian |
100 % Indian |
100 % Indian |
| 3 |
( c) %of Government holding (in case of public sector insurance companies) |
100% |
100% |
100% |
100% |
100% |
100% |
| 4 |
(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) |
413 |
327 |
231 |
356 |
139 |
47 |
| 5 |
(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) |
413 |
327 |
231 |
356 |
139 |
47 |
| 6 |
(iv) Book value per share (Rs) |
2124 |
1807 |
1556 |
1379 |
1107 |
1981 |
|
|
|
|
|
|
|
|
| Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid |
|
|
|
|