| FORM NL-5 - CLAIMS SCHEDULE | |||
| Name of the Insurer:--GENERAL INSURANCE CORPORATION OF INDIA--- | - | ||
| CLAIMS INCURRED [NET] | - | - | |
| FOR THE PERIOD ENDED 31.03.2011 | - | - | |
| - | - | - | |
| - | Particulars | FOR THE PERIOD 31.03.2011 | FOR THE PREVIOUS PERIOD 31.03.2010 |
| - | - | (Rs '000) | (Rs '000) |
| A | FIRE INSURANCE | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 16451 318 | 13925 745 |
| - | Less :Re-insurance Ceded to claims paid | 1787 923 | 1681 719 |
| - | Net Claims Paid | 14663 395 | 12244 026 |
| - | Add : Claims Outstanding at the end of the year | 34311 102 | 26969 610 |
| - | Less: Claims Outstanding at the beginning of the year | 26969 610 | 22849 850 |
| - | Total Claims Incurred | 22004 887 | 16363 786 |
| - | - | - | - |
| B | MISCELLANEOUS INSURANCE | - | - |
| (1) | MOTOR | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 19500 511 | 20499 411 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 123 |
| - | Net Claims Paid | 19500 511 | 20499 288 |
| - | Add : Claims Outstanding at the end of the year | 40251 415 | 31733 679 |
| - | Less: Claims Outstanding at the beginning of the year | 31733 679 | 30597 952 |
| - | Total Claims Incurred | 28018 247 | 21635 015 |
| - | - | - | - |
| - | - | - | - |
| (2) | AVIATION | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 8 705 | 88 265 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 4086 965 | 4151 914 |
| - | Less :Re-insurance Ceded to claims paid | 371 679 | 670 131 |
| - | Net Claims Paid | 3723 991 | 3570 048 |
| - | Add : Claims Outstanding at the end of the year | 5305 467 | 5077 680 |
| - | Less: Claims Outstanding at the beginning of the year | 5077 680 | 5760 611 |
| - | Total Claims Incurred | 3951 778 | 2887 117 |
| - | - | - | - |
| - | - | - | - |
| (3) | ENGINEERING | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 3065 721 | 2747 241 |
| - | Less :Re-insurance Ceded to claims paid | 185 236 | 289 892 |
| - | Net Claims Paid | 2880 485 | 2457 349 |
| - | Add : Claims Outstanding at the end of the year | 6620 777 | 6270 387 |
| - | Less: Claims Outstanding at the beginning of the year | 6270 387 | 5647 953 |
| - | Total Claims Incurred | 3230 875 | 3079 783 |
| - | - | - | - |
| - | - | - | - |
| (4) | WC | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 40 645 | 73 671 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 0 |
| - | Net Claims Paid | 40 645 | 73 671 |
| - | Add : Claims Outstanding at the end of the year | 100 365 | 50 961 |
| - | Less: Claims Outstanding at the beginning of the year | 50 961 | 26 026 |
| - | Total Claims Incurred | 90 049 | 98 606 |
| - | - | - | - |
| - | - | - | - |
| (5) | Liability | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 245 771 | 227 204 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 24 |
| - | Net Claims Paid | 245 771 | 227 180 |
| - | Add : Claims Outstanding at the end of the year | 636 110 | 847 295 |
| - | Less: Claims Outstanding at the beginning of the year | 847 295 | 422 978 |
| - | Total Claims Incurred | 34 586 | 651 497 |
| - | - | - | - |
| - | - | - | - |
| (6) | PA | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 1621 560 | 1171 237 |
| - | Less :Re-insurance Ceded to claims paid | 1 819 | 15 930 |
| - | Net Claims Paid | 1619 741 | 1155 307 |
| - | Add : Claims Outstanding at the end of the year | 651 469 | 575 808 |
| - | Less: Claims Outstanding at the beginning of the year | 575 808 | 364 462 |
| - | Total Claims Incurred | 1695 402 | 1366 653 |
| - | - | - | - |
| - | - | - | - |
| (7) | Health | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 13468 800 | 7658 755 |
| - | Less :Re-insurance Ceded to claims paid | 7 | 383 |
| - | Net Claims Paid | 13468 793 | 7658 372 |
| - | Add : Claims Outstanding at the end of the year | 1968 987 | 1858 525 |
| - | Less: Claims Outstanding at the beginning of the year | 1858 525 | 508 025 |
| - | Total Claims Incurred | 13579 255 | 9008 872 |
| - | - | - | - |
| - | - | - | - |
| (8) | Oth. Misc. | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 3915 383 | 6909 533 |
| - | Less :Re-insurance Ceded to claims paid | 36 892 | 194 335 |
| - | Net Claims Paid | 3878 491 | 6715 198 |
| - | Add : Claims Outstanding at the end of the year | 6537 537 | 5314 695 |
| - | Less: Claims Outstanding at the beginning of the year | 5314 695 | 5357 199 |
| - | Total Claims Incurred | 5101 333 | 6672 694 |
| - | - | - | - |
| - | - | - | - |
| (9) | FL/Credit | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 1711 027 | 1088 732 |
| - | Less :Re-insurance Ceded to claims paid | 0 | 0 |
| - | Net Claims Paid | 1711 027 | 1088 732 |
| - | Add : Claims Outstanding at the end of the year | 2869 514 | 1645 970 |
| - | Less: Claims Outstanding at the beginning of the year | 1645 970 | 652 598 |
| - | Total Claims Incurred | 2934 571 | 2082 104 |
| - | - | - | - |
| - | - | - | - |
| - | TOTAL MISCELLANEOUS | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 8 705 | 88 265 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 47656 383 | 44527 698 |
| - | Less :Re-insurance Ceded to claims paid | 595 633 | 1170 818 |
| - | Net Claims Paid | 47069 455 | 43445 145 |
| - | Add : Claims Outstanding at the end of the year | 64941 641 | 53375 000 |
| - | Less: Claims Outstanding at the beginning of the year | 53375 000 | 49337 804 |
| - | Total Claims Incurred | 58636 096 | 47482 341 |
| C | MARINE INSURANCE | - | - |
| (1) | MARINE CARGO | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 2080 923 | 2159 333 |
| - | Less :Re-insurance Ceded to claims paid | 123 189 | 48 001 |
| - | Net Claims Paid | 1957 734 | 2111 332 |
| - | Add : Claims Outstanding at the end of the year | 4006 594 | 2686 226 |
| - | Less: Claims Outstanding at the beginning of the year | 2686 226 | 3014 794 |
| - | Total Claims Incurred | 3278 102 | 1782 764 |
| - | - | - | - |
| - | - | - | - |
| (2) | MARINE HULL | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 4786 246 | 3664 243 |
| - | Less :Re-insurance Ceded to claims paid | 1481 762 | 529 425 |
| - | Net Claims Paid | 3304 484 | 3134 818 |
| - | Add : Claims Outstanding at the end of the year | 4881 945 | 6026 679 |
| - | Less: Claims Outstanding at the beginning of the year | 6026 679 | 6294 772 |
| - | Total Claims Incurred | 2159 750 | 2866 725 |
| - | - | - | - |
| - | - | - | - |
| - | TOTAL MARINE | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 6867 169 | 5823 576 |
| - | Less :Re-insurance Ceded to claims paid | 1604 951 | 577 426 |
| - | Net Claims Paid | 5262 218 | 5246 150 |
| - | Add : Claims Outstanding at the end of the year | 8888 539 | 8712 905 |
| - | Less: Claims Outstanding at the beginning of the year | 8712 905 | 9309 566 |
| - | Total Claims Incurred | 5437 852 | 4649 489 |
| - | - | - | - |
| - | - | - | - |
| D | LIFE INSURANCE | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 0 | 0 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 105 393 | 40 799 |
| - | Less :Re-insurance Ceded to claims paid | 862 | 0 |
| - | Net Claims Paid | 104 531 | 40 799 |
| - | Add : Claims Outstanding at the end of the year | 158 475 | 84 062 |
| - | Less: Claims Outstanding at the beginning of the year | 84 062 | 56 600 |
| - | Total Claims Incurred | 178 944 | 68 261 |
| E | TOTAL ALL CLASSES | - | - |
| - | Claims paid | - | - |
| - | Direct claims | 8 705 | 88 265 |
| - | Add Claims Outstanding at the end of the year | - | - |
| - | Less Claims Outstanding at the beginning of the year | - | - |
| - | Gross Incurred Claims | - | - |
| - | Add---:Re-insurance accepted to direct claims | 71080 263 | 64317 818 |
| - | Less :Re-insurance Ceded to claims paid | 3989 369 | 3429 963 |
| - | Net Claims Paid | 67099 599 | 60976 120 |
| - | Add : Claims Outstanding at the end of the year | 108299 757 | 89141 577 |
| - | Less: Claims Outstanding at the beginning of the year | 89141 577 | 81553 820 |
| - | Total Claims Incurred | 86257 779 | 68563 877 |