LOANS 
FOR THE YEARS ENDED 31ST MARCH, 2005 TO 31ST MARCH 2010
  Particulars 31st March 2010 31st March 2009 31st March 2008 31st March 2007 31st March 2006 31st March 2005
    (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000)
1 Security-wise Classification            
      Secured            
       (a)  On mortagage of property            
               (aa) In India * 2392 455 2784 166 2709 453 2348 870 2370 838 2817 122
               (bb) Outside India  0 0 0 0 0  
       (b)  On Shares, Bonds, Government Securities  0 0 0 0 0  
       (c)  Others 4474 456 4316 397 3982 610  0  0  
       Unsecured 84 587 92 617 109 619 5142 166 5161 451 5223 372
  Total 6951 498 7193 180 6801 682 7491 036 7532 289 8040 494
               
2 Borrower-Wise Classification            
       (a)  Central and State Governments 4474 456 4316 397 3982 610 4249 730 4024 350 3837 526
       (b)  Banks and Financial Institutions  0  0  0  0  0  
       (c)  Subsidiaries  0  0  0  0  0  
       (d)  Industrial Undertakings 2121 552 2296 822 2232 485 2423 099 2450 135 2899 416
       (e)  Others 355 490 579 961 586 587 818 207 1057 804 1303 552
  Total 6951 498 7193 180 6801 682 7491 036 7532 289 8040 494
               
3 Performance-Wise Classification            
    (a) Loans classified as standard            
               (aa) In India 5445 471 5558 165 5173 464 5768 810 5927 061 6723 272
               (bb) Outside India  0  0  0  0  0  
     (b) Non-performing loans less provisions            
               (aa) In India 855 955 868 549 883 508 964 653 615 084 481 659
               (bb) Outside India  0  0  0  0  0  
  Provisions 650 072 766 466 744 710 757 573 990 144 835 563
  Total 6951 498 7193 180 6801 682 7491 036 7532 289 8040 494
               
4 Maturity-Wise Classification            
     (a)  Short - Term 717 913 187 180 1394 218 650 443 774 419 722 477
     (b)  Long - Term 6233 585 7006 000 5407 464 6840 593 6757 870 7318 017
  Total 6951 498 7193 180 6801 682 7491 036 7532 289 8040 494