FORM NL-18-PROVISIONS SCHEDULE 
PROVISIONS
  Particulars 31st March 2010 31st March 2009 31st March 2008 31st March 2007 31st March 2006 31st March 2005
    (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000)
               
1 Reserve for Unexpired Risk 48384 750 41343 471 45114 294 34303 717 22733 001 24972 545
2 For Fringe Benefit Tax  0 7 500  100 1 430 16 800  0
3 For proposed dividends 3526 000 2795 000 1978 000 3096 000 860 000 645 000
4 For dividend distribution tax 585 625 475 010 336 161 526 165 120 615 90 461
5 For Doubtful Loans, Investment and Debts 2148 770 2292 545 2305 610 2400 100 2534 000 3009 000
6 For Leave Encashment 73 111 70 736 65 435 38 663 36 833 28 610
  Provision for Pension 71 368 142 399 123 184  0  0  0
  Provision for Gratuity  0 4 385 1 738  0  0  0
  Provision for Settlement 7 034 6 833 6 285  0  0  0
7 For salary Arrears 88 885 39 176  0  0  0 39 900
8 For PLLI Arrears 15 000 15 000 15 000 15 000 15 000  0
  Total 54900 543 47192 055 49945 807 40381 075 26316 249 28785 516