FORM NL-4-PREMIUM SCHEDULE 
GENERAL INSURANCE CORPORATION OF INDIA
FOR THE YEAR ENDED 31ST MARCH, 2005 TO 31ST MARCH 2010
A Particulars 31st March 2010 31st March 2009 31st March 2008 31st March 2007 31sr March 2006 31st March 2005
(Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000)
FIRE INSURANCE
Premium from Direct Business written    0    0  0    0  0    0
Add: Premium on Reinsurance accepted 32195 362 22932 615 23630 175 21860 364 16404 940 15955 126
Less:Premium on Reinsurance ceded  5228 877 2570 277 5423 487 5001 787 4135 918 2878 823
Net Premium 26966 485 20362 338 18206 688 16858 577 12269 022 13076 303
Adjustment for change in reserve for unexpired risks -3355 633 -1237 330 -669 745 -2317 379 465 380 333 556
Total Premium Earned (Net) 23610 852 19125 008 17536 943 14541 198 12734 402 13409 859
 
B MISCELLANEOUS INSURANCE
(1)   MOTOR   -        
Premium from Direct Business written  0  0  0  0  0  0
Add: Premium on Reinsurance accepted 19767 753 19577 377 28571 453 21865 115 12811 746 15098 422
Less:Premium on Reinsurance ceded   38  900 26 628 57 227 38 342  0
Net Premium 19767 715 19576 477 28544 825 21807 888 12773 404 15098 422
Adjustment for change in reserve for unexpired risks -72 653 4469 262 -3368 394 -4517 242 1162 509 -1131 271
Total Premium Earned (Net) 19695 062 24045 739 25176 431 17290 646 13935 913 13967 151
 
(2)  AVIATION   -        
Premium from Direct Business written  0  0  0 2 951  0 1 064
Add: Premium on Reinsurance accepted 6197 760 6003 543 4432 617 4579 048 3900 904 3244 534
Less:Premium on Reinsurance ceded  1531 916 1003 011 1216 927 1434 671 370 445 241 886
Net Premium 4665 844 5000 532 3215 690 3147 328 3530 459 3003 712
Adjustment for change in reserve for unexpired risks 147 260 -964 162 -66 906 191 565 -263 373 -565 328
Total Premium Earned (Net) 4813 104 4036 370 3148 784 3338 893 3267 086 2438 384
  -        
(3)   ENGINEERING   -        
Premium from Direct Business written  0  0  0  0  0  0
Add: Premium on Reinsurance accepted 7502 384 6705 668 6961 018 5438 340 2957 657 3126 312
Less:Premium on Reinsurance ceded  1254 167 1154 268 1261 294 1246 544 720 724 759 206
Net Premium 6248 217 5551 400 5699 724 4191 796 2236 933 2367 106
Adjustment for change in reserve for unexpired risks -325 613 42 093 -760 172 -993 186 79 336 -153 489
Total Premium Earned (Net) 5922 604 5593 493 4939 552 3198 610 2316 269 2213 617
 
(4)  OTHER MISCELLANEOUS   -        
Premium from Direct Business written   - 0  0  0  0
Add: Premium on Reinsurance accepted 2 30 69 596.00 16925 451 61467 674 15057 130 9361 878 9790 010
Less:Premium on Reinsurance ceded   7 21 453.00 560 613 3424 519 886 699 647 511 557 944
Net Premium 2 23 48 143.00 16364 838 58043 155 14170 431 8714 367 9232 066
Adjustment for change in reserve for unexpired risks - 29 49 894.00 2092 589 -7401710 -2728 032 258 850 -492 951
Total Premium Earned (Net) 1 93 98 249.00 18457 427 50641 445 11442 399 8973 217 8739 115
  -        
(5)  TOTAL  MISCELLANEOUS   -        
Premium from Direct Business written  0  0  0 2 951  0 1 064
Add: Premium on Reinsurance accepted 56537 493 49212 039 61467 674 46939 633 29032 185 31259 279
Less:Premium on Reinsurance ceded  3507 574 2718 792 3424 519 3625 142 1777 022 1559 036
Net Premium 53029 919 46493 247 58043 155 43317 442 27255 163 29701 307
Adjustment for change in reserve for unexpired risks -3200 900 5639 782 -7401 710 -8046 895 1237 322 -2343 040
Total Premium Earned (Net) 49829 019 52133 029 50641 445 35270 547 28492 485 27358 267
  -        
C MARINE INSURANCE
(1)   MARINE CARGO   -        
Premium from Direct Business Written  0  0  0  0  0  0
Add: Premium on Reinsurance accepted 3449 031 3286 733 3383 111 2680 581 1762 073 2177 411
Less:Premium on Reinsurance ceded  336 080 318 585 215 475 347 989 213 907 245 969
Net Premium 3112 951 2968 148 3167 636 2332 592 1548 166 1931 442
Adjustment for change in reserve for unexpired risks -91 330 174 102 -835 022 -784 426 383 276 -147 214
Total Premium Earned (Net) 3021 621 3142 250 2332 614 1548 166 1931 442 1784 228
 
(2)   MARINE HULL   -        
Premium from Direct Business Written  0  0  0  0  0  0
Add: Premium on Reinsurance accepted 5047 019 5062 550 4501 171 2541 558 1595 040 1810 006
Less:Premium on Reinsurance ceded  527 891 980 365 980 595 858 130 332 039 393 033
Net Premium 4519 128 4082 185 3520 576 1683 428 1263 001 1416 973
Adjustment for change in reserve for unexpired risks -345 086 -566 158 -1837 038 -420 427 153 973 -239 525
Total Premium Earned (Net) 4174 042 3516 027 1683 538 1263 001 1416 974 1177 448
 
(3)   TOTAL MARINE    -        
Premium from Direct Business Written  0  0  0  0  0  0
Add: Premium on Reinsurance accepted 8496 050 8349 283 7884 282 5222 139 3357 113 3987 417
Less:Premium on Reinsurance ceded  863 971 1298 950 1196 070 1206 119 545 946 639 002
Net Premium 7632 079 7050 333 6688 212 4016 020 2811 167 3348 415
Adjustment for change in reserve for unexpired risks -436 416 -392 056 -2672 060 -1204 853 537 249 -386 739
Total Premium Earned (Net) 7195 663 6658 277 4016 152 2811 167 3348 416 2961 676
 
D LIFE INSURANCE
Premium from Direct Business written    0    0  0    0  0    0
Add: Premium on Reinsurance accepted 140 250 117 350 173 377 16 654 13 474 12 662
Less:Premium on Reinsurance ceded   0  0  0  0  0  0
Net Premium 140 250 117 350 173 377 16 654 13 474 12 662
Adjustment for change in reserve for unexpired risks -11 450 28 014 -78 361 -1 590 - 406 -5 673
Total Premium Earned (Net) 128 800 145 364 95 016 15 064 13 068 6 989
E TOTAL ALL CLASSES
Premium from Direct Business Written    0    0  0   2 951  0   1 064
Add: Premium on Reinsurance accepted 97369 155 80611 287 93155 507 74038 790 48807 713 51214 484
Less:Premium on Reinsurance ceded  9600 422 6588 019 10044 077 9833 049 6458 887 5076 861
Net Premium 87768 733 74023 268 83111 430 64208 692 42348 826 46138 687
Adjustment for change in reserve for unexpired risks -7004 399 4038 410 -10821 877 -11570 716 2239 544 -2401 896
Total Premium Earned (Net) 80764 334 78061 678 72289 553 52637 976 44588 370 43736 791