FORM NL-7-OPERATING EXPENSES RELATED TO INSURANCE BUSINESS 
FOR THE YEARS ENDED 31ST MARCH, 2005 TO 31ST MARCH 2010
  Particulars 31st March 2010 31st March 2009 31st March 2008 31st March 2007 31st  March 2006 31st March 2005
    (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000)
1 Employees' remuneration & welfare benefits 362 105 301 050 213 554 187 041 245 726 245 947
2 Travel, conveyance and vehicle running expenses 16 002 13 305 19 197 17 622 13 935 15 842
3 Training expenses 2 523 1 965 13 852 4 103 6 593 3 349
4 Rents, rates and taxes 24 944 28 053 27 789 20 290 17 993 18 162
5 Repairs  120 196 113 588 106 009 57 974 36 429 25 701
6 Printing & stationery 3 617 3 402 2 655 2 932 2 246 2 086
7 Communication 8 728 8 179 8 580 7 527 7 101 5 461
8 Legal & professional charges 22 409 19 326 20 370 22 048 4 418 5 143
9 Auditors' fees, expenses etc. -          
      (a) as auditor 4 510 3 741 1 977 1 186  793  731
      (b) as advisor or in any other capacity, in respect of -          
                (i) Taxation matters  200  125  125  225  140  138
                (ii) Insurance matters 1 436  824  707  286  15  10
10 Advertisement and publicity 18 818 18 784 42 692 48 974 15 329 6 922
11 Interest & Bank Charges 9 149 5 548 6 591 5 492 4 203 4 292
12 Others 63 870 49 184 30 663 34 192 58 679 41 570
13 Depreciation 33 172 44 461 50 174 49 422 23 939 19 280
  Total 691 679 611 535 544 935 459 314 437 539 394 634