FORM NL-18-PROVISIONS SCHEDULE
PROVISIONS
  Particulars As at 30.06.2010 As at 30.06.2009 for the corresponding previous year
    (Rs.000) (Rs.000)
1 Reserve for Unexpired Risk 50420 249 44126 330
2 For Fringe Benefit Tax  0 7 500
3 For proposed dividends 3526 000 2795 000
4 For dividend distribution tax 585 625 475 010
5 For Doubtful Loans, Investment and Debts 2160 982 2292 545
6 For Leave Encashment 73 705 70 736
7 Provision for Pension 97 653 71 369
8 Provision for Gratuity 2 296  0
9 Provision for Settlement 7 079 6 833
10 For  Salary Arrears 120 530 38 610
11 For PLLI Arrears 15 000 15 000
  TOTAL 57009 119 49898 933