FORM NL-5 - CLAIMS SCHEDULE
CLAIMS INCURRED [NET]        
FOR THE HALF YEAR ENDED 30.09.2010        
  Particulars UP TO THE QUARTER FOR THE HALF YEAR ENDED 30.09.2010 UP TO THE QUARTER OF THE PRECEDING YEAR FOR THE PREVIOUS HALF YEAR ENDED 30.09.2009
    (Rs.000) (Rs.000) (Rs.000) (Rs.000)
A FIRE INSURANCE        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 3490 847 5004 181 2159 165 5719 881
  Less :Re-insurance Ceded to claims paid 254 392 308 375 658 018 1063 060
  Net Claims Paid 3236 455 4695 806 1501 147 4656 821
  Add : Claims Outstanding at the end of the year 2530 218 31769 713 2941 346 25867 170
  Less: Claims Outstanding at the beginning of the year  0 26969 610  0 22849 850
  Total Claims Incurred 5766 673 9495 909 4442 493 7674 141
 
B MISCELLANEOUS INSURANCE        
(1) MOTOR        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 5453 915 8039 230 4668 715 9728 044
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 5453 915 8039 230 4668 715 9728 044
  Add : Claims Outstanding at the end of the year -136 476 33778 911 1228 893 31925 326
  Less: Claims Outstanding at the beginning of the year  0 31733 678  0 30597 952
  Total Claims Incurred 5317 439 10084 463 5897 608 11055 418
(2) AVIATION        
  Claims paid        
  Direct claims 3 627 7 497  159  159
  Add   :Re-insurance accepted to direct claims 904 376 2237 580 1205 396 2321 590
  Less :Re-insurance Ceded to claims paid 155 540 52 291 128 199 128 199
  Net Claims Paid 752 463 2192 786 1077 356 2193 550
  Add : Claims Outstanding at the end of the year 410 503 5219 862 174 941 5662 345
  Less: Claims Outstanding at the beginning of the year  0 5077 679  0 5760 611
  Total Claims Incurred 1162 966 2334 969 1252 297 2095 284
(3) ENGINEERING        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 600 836 1105 722 471 482 1047 650
  Less :Re-insurance Ceded to claims paid 46 887 84 563 109 823 150 991
  Net Claims Paid 553 949 1021 159 361 659 896 659
  Add : Claims Outstanding at the end of the year 372 871 6664 405 230 177 6104 572
  Less: Claims Outstanding at the beginning of the year  0 6270 387  0 5647 953
  Total Claims Incurred 926 820 1415 177 591 836 1353 278
(4) WC        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 22 671 25 287 11 832 40 786
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 22 671 25 287 11 832 40 786
  Add : Claims Outstanding at the end of the year 24 332 97 920 - 588 4 921
  Less: Claims Outstanding at the beginning of the year  0 50 960  0 26 026
  Total Claims Incurred 47 003 72 247 11 244 19 681
(5) Liability        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 42 396 73 921 25 422 52 826
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 42 396 73 921 25 422 52 826
  Add : Claims Outstanding at the end of the year -250 841 727 862 56 635 758 249
  Less: Claims Outstanding at the beginning of the year  0 847 295  0 422 978
  Total Claims Incurred -208 445 -45 512 82 057 388 097
(6) PA        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 356 211 532 008 250 448 449 323
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 356 211 532 008 250 448 449 323
  Add : Claims Outstanding at the end of the year -198 304 602 987 56 503 515 577
  Less: Claims Outstanding at the beginning of the year  0 575 808  0 364 462
  Total Claims Incurred 157 907 559 187 306 951 600 438
(7) Health        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 3171 783 6323 464 3075 969 3663 232
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 3171 783 6323 464 3075 969 3663 232
  Add : Claims Outstanding at the end of the year -460 129 1293 699 130 870 767 038
  Less: Claims Outstanding at the beginning of the year  0 1858 525  0 508 025
  Total Claims Incurred 2711 654 5758 638 3206 839 3922 245
(8) Oth. Misc.        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 1336 360 1989 206 1551 780 4258 415
  Less :Re-insurance Ceded to claims paid 17 359 25 055 106 524 106 524
  Net Claims Paid 1319 001 1964 151 1445 256 4151 891
  Add : Claims Outstanding at the end of the year 898 489 6140 347 -391 556 5065 783
  Less: Claims Outstanding at the beginning of the year  0 5314 695  0 5357 199
  Total Claims Incurred 2217 490 2789 803 1053 700 3860 475
(9) FL/Credit        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 291 755 302 002 403 461 402 960
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 291 755 302 002 403 461 402 960
  Add : Claims Outstanding at the end of the year 1220 724 2935 316 51 055 703 425
  Less: Claims Outstanding at the beginning of the year  0 1645 970  0 652 599
  Total Claims Incurred 1512 479 1591 348 454 516 453 786
  TOTAL  MISCELLANEOUS        
  Claims paid        
  Direct claims 3 627 7 497  158  158
  Add   :Re-insurance accepted to direct claims 12180 303 20628 420 11664 505 21964 826
  Less :Re-insurance Ceded to claims paid 219 786 161 909 344 545 385 713
  Net Claims Paid 11964 144 20474 008 11320 118 21579 271
  Add : Claims Outstanding at the end of the year 1881 169 57461 309 1536 931 51507 236
  Less: Claims Outstanding at the beginning of the year  0 53374 997  0 49337 805
  Total Claims Incurred 13845 313 24560 320 12857 049 23748 702
 
C MARINE INSURANCE        
(1) MARINE CARGO        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 464 568 761 065 665 875 1102 061
  Less :Re-insurance Ceded to claims paid  680 101 377 22 585 22 585
  Net Claims Paid 463 888 659 688 643 290 1079 476
  Add : Claims Outstanding at the end of the year -170 043 2991 809 144 117 3308 683
  Less: Claims Outstanding at the beginning of the year  0 2686 226  0 3014 794
  Total Claims Incurred 293 845 965 271 787 407 1373 365
(2) MARINE HULL        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 1744 416 2757 047 798 195 1685 246
  Less :Re-insurance Ceded to claims paid 1033 273 1187 934 161 425 161 733
  Net Claims Paid 711 143 1569 113 636 770 1523 513
  Add : Claims Outstanding at the end of the year 671 775 6757 401 384 325 6536 761
  Less: Claims Outstanding at the beginning of the year  0 6026 679  0 6294 772
  Total Claims Incurred 1382 918 2299 835 1021 095 1765 502
  TOTAL MARINE         
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 2208 984 3518 112 1464 070 2787 307
  Less :Re-insurance Ceded to claims paid 1033 953 1289 311 184 010 184 318
  Net Claims Paid 1175 031 2228 801 1280 060 2602 989
  Add : Claims Outstanding at the end of the year 501 732 9749 210 528 442 9845 444
  Less: Claims Outstanding at the beginning of the year  0 8712 905  0 9309 565
  Total Claims Incurred 1676 763 3265 106 1808 502 3138 868
D LIFE INSURANCE        
  Claims paid        
  Direct claims  0  0  0  0
  Add   :Re-insurance accepted to direct claims 22 763 31 851 10 276 20 265
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 22 763 31 851 10 276 20 265
  Add : Claims Outstanding at the end of the year 10 303 94 473 24 362 82 398
  Less: Claims Outstanding at the beginning of the year  0 84 062  0 56 600
  Total Claims Incurred 33 066 42 262 34 638 46 063
 
E TOTAL ALL CLASSES        
  Claims paid        
  Direct claims 3 627 7 497  158  158
  Add   :Re-insurance accepted to direct claims 17902 897 29182 564 15298 017 30492 280
  Less :Re-insurance Ceded to claims paid 1508 131 1759 595 1186 573 1633 091
  Net Claims Paid 16398 393 27430 466 14111 602 28859 347
  Add : Claims Outstanding at the end of the year 4923 422 99074 705 5031 081 87302 248
  Less: Claims Outstanding at the beginning of the year  0 89141 574  0 81553 819
  Total Claims Incurred 21321 815 37363 597 19142 683 34607 776