FORM NL-18-PROVISIONS SCHEDULE
PROVISIONS
  Particulars As at 30.09.2010 As at 30.09.2009 for the corresponding previous year
    (Rs.000) (Rs.000)
1 Reserve for Unexpired Risk 53418 180 44957 289
2 For taxation (less advance tax paid and taxes deducted at source)  0  0
3 For proposed dividends  0  0
4 For dividend distribution tax  0  0
5 For Doubtful Loans, Investment and Debts 2185 040 2273 656
6 For Leave Encashment 74 299 73 652
7 Provision for Pension 123 938 110 435
8 Provision for Gratuity 4 592 2 412
9 Provision for Settlement 7 529 7 135
10 For  Salary Arrears 152 175 50 362
11 For PLLI Arrears 15 000 13 600
12 Others     
13 Reserve for Premium Deficiency    
  TOTAL 55980 753 47488 541