FORM NL-30 - Analytical Ratios    
Insurer : General Insurance Corporation of India Date:  
 
(Rs. in Lakhs)  
Analytical Ratios for Non-Life companies
Sl.No. Particular For the Half Year 30.09.2010 Correspodning Half year of the preceeding year 30.09.2009
1 Gross Premium Growth Rate 21.1 28.4
2 Gross Premium to shareholders' fund ratio 56.3 56.5
3 Growth rate of shareholders'fund 21.6 9.9
4 Net Retention Ratio 91.6 91.1
5 Net Commission Ratio 19.1 21.8
6 Expense of Management to Gross Direct Premium Ratio 0.7 0.6
7 Combined Ratio 66.8 82.4
8 Technical Reserves to net premium ratio 295.2 311.6
9 Underwriting balance ratio 12.5 2.9
10 Operationg Profit Ratio 22.0 12.6
11 Liquid Assets to liabilities ratio 28.2 28.6
12 Net earning ratio 17.2 11.1
13 return on net worth ratio 9.0 5.7
14 Available Solvency argin Ratio to Required Solvency Margin Ratio 3.87 3.04
15 NPA Ratio    
  Gross NPA Ratio 3.29 4.56
  Net NPA Ratio 1.22 1.67
 
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)  
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 (c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 207 110
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 207 110
6 (iv) Book value per share (Rs.) 2331 1917
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid