FORM NL-7-OPERATING EXPENSES SCHEDULE
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS
  Particulars UP TO THE QUARTER FOR THE HALF YEAR ENDED 30.09.2010 UP TO THE QUARTER OF THE PRECEDING YEAR FOR THE PREVIOUS HALF YEAR ENDED 30.09.2009
    (Rs.000) (Rs.000) (Rs.000) (Rs.000)
1 Employees’ remuneration & welfare benefits 111 250 229940 101 950 145638
2 Travel,conveyance and vehicle running expenses 5181 7728 6 058 8036
3 Training expenses  236 1405 1 531 2006
4 Rents,rates & taxes 4483 9314 7 333 14435
5 Repairs 38456 69745 23 870 48 040
6 Printing & stationery  687 1339  868 1656
7 Communication 2672 4530 2 215 3559
8 Legal & professional charges 6023 6927 4 449 8007
9 Auditors' fees, expenses etc        
  (a) as auditor  235  835  0  0
  (b)as adviser or in any other capacity, in respect of        
  (i)Taxation matters  0  0  0  0
  (ii) Insurance matters        
  (iii) Management services; and        
  (c) in any other capacity  504 1416  419 1180
10 Advertisement and publicity 3 125 4019 7 860 10635
11 Interest & Bank Charges 1 979 5271 2 522 4896
12 Others  8 862 33614 4 974 20775
13 Depreciation 6 841 13465 8 983 16044
  TOTAL 190 534 389548 173032 284907