FORM NL-30 - Analytical Ratios
Insurer : General Insurance Corporation of India Date:-
    (` in Lakhs) -
Analytical Ratios for Non-Life companies
Sl.No. Particular For the Period 31.03.2011 Correspodning Period 31.03.2010
1 Gross Premium Growth Rate 20 20.8
2 Gross Premium to shareholders' fund ratio 117.7 106.6
3 Growth rate of shareholders'fund 8.7 17.5
4 Net Retention Ratio 90 90.1
5 Net Commission Ratio 18.3 22
6 Expense of Management to Gross Direct Premium Ratio 0.7 0.7
7 Combined Ratio 74.6 83.2
8 Technical Reserves to net premium ratio 158.3 156.7
9 Underwriting balance ratio 2.2 5.8
10 Operationg Profit Ratio 10.6 15.2
11 Liquid Assets to liabilities ratio 32.9 24.8
12 Net earning ratio 9.8 20.2
13 return on net worth ratio 10.5 19.7
14 Available Solvency argin Ratio to Required Solvency Margin Ratio 3.35 3.71
15 NPA Ratio    
  Gross NPA Ratio 2.96 3.61
  Net NPA Ratio 1.23 1.59
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs) -
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 240 413
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 240 413
6 (iv) Book value per share (Rs) 2308 2124
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid -