FORM NL-30 Analytical Ratios - -
- - - -
Insurer: General Insurance Corporation of India Date: -
- - (Rs in Lakhs) -
Analytical Ratios for Non-Life companies
Sl.No. Particular For the quarter 30.06.2011 Correspodning previous quarter 30.06.2010
1 Gross Premium Growth Rate 11.6 16.9
2 Gross Premium to shareholders' fund ratio 28.1 27.2
3 Growth rate of shareholders'fund 7.9 21.1
4 Net Retention Ratio 93.7 91.1
5 Net Commission Ratio 17.2 17.6
6 Expense of Management to Gross Direct Premium Ratio 0.7 0.8
7 Combined Ratio 70.5 59.5
8 Technical Reserves to net premium ratio 641.5 613.5
9 Underwriting balance ratio 9.9 21.8
10 Operationg Profit Ratio 16.6 20.6
11 Liquid Assets to liabilities ratio 37.5 26.8
12 Net earning ratio 13.1 16.6
13 return on net worth ratio 3.5 4.1
14 Available Solvency argin Ratio to Required Solvency Margin Ratio 3.37 3.49
15 NPA Ratio - -
- Gross NPA Ratio 2.85 3.43
- Net NPA Ratio 1.17 1.51
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs) -
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 82 91
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 82 91
6 (iv) Book value per share (Rs) 2391 2215
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid