FORM NL-30 Analytical Ratios
Insurer : General Insurance Corporation of India
- - - - (Rs in Lakhs) -
Analytical Ratios for Non-Life companies
Sl.No. Particular FOR THE QUARTER NINE MONTH ENDING 31.12.2011 FOR THE QUARTER OF THE PRECEDING YEAR NINE MONTH ENDING 31.12.2010
1 Gross Premium Growth Rate 43.43 20.88 3.94 15.26
2 Gross Premium to shareholders' fund ratio 43.00 106.79 26.70 79.70
3 Growth rate of shareholders'fund -10.99 -9.78 12.83 17.31
4 Net Retention Ratio 85.91 89.90 84.13 89.29
5 Net Commission Ratio 30.69 18.38 20.79 19.62
6 Expense of Management to Gross Direct Premium Ratio 0.83 0.73 0.77 0.71
7 Combined Ratio 81.75 71.06 79.97 70.85
8 Technical Reserves to net premium ratio 92.15 242.55 14.36 214.43
9 Underwriting balance ratio -41.38 -20.45 2.89 9.76
10 Operationg Profit Ratio -70.84 -13.37 11.49 18.99
11 Liquid Assets to liabilities ratio 10.74 35.65 44.62 28.80
12 Net earning ratio -54.00 -8.32 7.95 14.57
13 return on net worth ratio -17.47 -7.77 1.65 10.49
14 Available Solvency argin Ratio to Required Solvency Margin Ratio 2.27 2.32 5.78 4.11
15 NPA Ratio - - - -
- Gross NPA Ratio 2.01 2.01 3.16 3.16
- Net NPA Ratio 0.59 0.59 1.37 1.37
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs) - -
1 (a) No. of shares - 43000000 - 43000000
2 (b) Percentage of shareholding (Indian / Foreign) - 100 % Indian - 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) - 100% - 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) - -171 - 246
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) - -171 - 246
6 (iv) Book value per share (Rs) - 2138 - 2370
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid - - - -