| FORM NL-4-PREMIUM SCHEDULE | |||||
|---|---|---|---|---|---|
| Name of the Insurer:GENERAL INSURANCE CORPORATION OF INDIA | |||||
| PREMIUM EARNED [NET] | |||||
| FOR THE PERIOD ENDED 31.03.2012 | |||||
| - | PARTICULARS | FOR THE QUARTER | TWELVE MONTH ENDING 31.03.2012 | FOR THE QUARTER OF THE PRECEDING YEAR | TWELVE MONTH ENDING 31.03.2011 |
| - | - | (Rs. '000) | (Rs. '000) | (Rs. '000) | (Rs. '000) |
| A | FIRE INSURANCE | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 12519 647 | 42007 735 | 10644 003 | 34674 173 | |
| Less : Premium on reinsurance ceded | 648 981 | 6524 474 | 1426 836 | 6296 639 | |
| - | - | - | - | - | |
| Net Premium | 11870 666 | 35483 261 | 9217 167 | 28377 534 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -2148 012 | -3906 924 | -1707 936 | -1004 270 | |
| - | Premium Earned (Net) | 9722 654 | 31576 337 | 7509 231 | 27373 264 |
| - | - | - | - | - | - |
| - | - | - | - | - | - |
| B | MISCELLANEOUS INSURANCE | - | - | - | - |
| (1) | MOTOR | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 7916 580 | 29713 273 | 6697 149 | 22856 852 | |
| Less : Premium on reinsurance ceded | 0 | 0 | 0 | 0 | |
| - | - | - | - | - | |
| Net Premium | 7916 580 | 29713 273 | 6697 149 | 22856 852 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -594 261 | -3550 133 | -81 337 | -1526 205 | |
| - | Premium Earned (Net) | 7322 319 | 26163 140 | 6615 812 | 21330 647 |
| - | - | - | - | - | - |
| - | - | - | - | - | |
| (2) | AVIATION | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 870 808 | 6206 311 | 2165 027 | 7540 076 | |
| Less : Premium on reinsurance ceded | -504 926 | 699 000 | 957 234 | 2056 923 | |
| - | - | - | - | - | |
| Net Premium | 1375 734 | 5507 311 | 1207 793 | 5483 153 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | 16 708 | 1 213 | 99 966 | -406 595 | |
| - | Premium Earned (Net) | 1392 442 | 5508 524 | 1307 759 | 5076 558 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| (3) | ENGINEERING | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 2365 401 | 8081 814 | 2596 179 | 8031 430 | |
| Less : Premium on reinsurance ceded | 244 664 | 1172 068 | 177 463 | 969 364 | |
| - | - | - | - | - | |
| Net Premium | 2120 737 | 6909 746 | 2418 716 | 7062 066 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | 142 195 | 362 | -294 566 | -404 109 | |
| - | Premium Earned (Net) | 2262 932 | 6910 108 | 2124 150 | 6657 957 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| (4) | W.C. | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 149 510 | 407 710 | 26 276 | 204 891 | |
| Less : Premium on reinsurance ceded | 0 | 0 | 0 | 0 | |
| - | - | - | - | - | |
| Net Premium | 149 510 | 407 710 | 26 276 | 204 891 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -61 557 | -101 837 | 21 810 | 3 717 | |
| - | Premium Earned (Net) | 87 953 | 305 873 | 48 086 | 208 608 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| (5) | Liability | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 381 873 | 1833 037 | 461 956 | 1826 691 | |
| Less : Premium on reinsurance ceded | 0 | 125 501 | 0 | 128 977 | |
| - | - | - | - | - | |
| Net Premium | 381 873 | 1707 536 | 461 956 | 1697 714 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | 43 594 | -9 721 | -98 035 | -192 523 | |
| - | Premium Earned (Net) | 425 467 | 1697 815 | 363 921 | 1505 191 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| (6) | PA | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 1071 988 | 4103 450 | 465 961 | 2837 492 | |
| Less : Premium on reinsurance ceded | 0 | 19 096 | 2 316 | 16 131 | |
| - | - | - | - | - | |
| Net Premium | 1071 988 | 4084 354 | 463 645 | 2821 361 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -304 165 | -632 317 | 142 527 | -564 211 | |
| - | Premium Earned (Net) | 767 823 | 3452 037 | 606 172 | 2257 150 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| (7) | Health | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 6095 353 | 17603 628 | 5073 198 | 16474 055 | |
| Less : Premium on reinsurance ceded | 0 | 0 | 0 | 0 | |
| - | - | - | - | - | |
| Net Premium | 6095 353 | 17603 628 | 5073 198 | 16474 055 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -498 791 | -719 451 | -838 267 | -3099 666 | |
| - | Premium Earned (Net) | 5596 562 | 16884 177 | 4234 931 | 13374 389 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| (8) | Oth. Misc. | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 1931 469 | 10248 581 | 4029 093 | 9613 872 | |
| Less : Premium on reinsurance ceded | 9 983 | 696 800 | 84 550 | 638 870 | |
| - | - | - | - | - | |
| Net Premium | 1921 486 | 9551 781 | 3944 543 | 8975 002 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | 1014 250 | -317 568 | -1258 668 | -863 917 | |
| - | Premium Earned (Net) | 2935 736 | 9234 213 | 2685 875 | 8111 085 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| (9) | FL/Credit | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 612 625 | 2507 973 | 594 783 | 1564 414 | |
| Less : Premium on reinsurance ceded | 0 | 0 | 0 | 0 | |
| - | - | - | - | - | |
| Net Premium | 612 625 | 2507 973 | 594 783 | 1564 414 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -8 922 | -471 780 | -98 326 | 53 644 | |
| - | Premium Earned (Net) | 603 703 | 2036 193 | 496 457 | 1618 058 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| TOTAL MISCELLANEOUS | - | - | - | - | |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 21395 607 | 80705 777 | 22109 622 | 70949 773 | |
| Less : Premium on reinsurance ceded | -250 279 | 2712 465 | 1221 563 | 3810 265 | |
| - | - | - | - | - | |
| Net Premium | 21645 886 | 77993 312 | 20888 059 | 67139 508 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -250 949 | -5801 232 | -2404 896 | -6999 865 | |
| - | Premium Earned (Net) | 21394 937 | 72192 080 | 18483 163 | 60139 643 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| C | MARINE INSURANCE | - | - | - | - |
| (1) | MARINE CARGO | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 1346 460 | 5224 863 | 1106 677 | 4215 390 | |
| Less : Premium on reinsurance ceded | 47 041 | 195 096 | 54 370 | 293 607 | |
| - | - | - | - | - | |
| Net Premium | 1299 419 | 5029 767 | 1052 307 | 3921 783 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -222 335 | -1201 667 | -21 723 | -790 180 | |
| - | Premium Earned (Net) | 1077 084 | 3828 100 | 1030 584 | 3131 603 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| (2) | MARINE HULL | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 2597 830 | 7742 795 | 1566 572 | 6628 282 | |
| Less : Premium on reinsurance ceded | 218 288 | 1137 438 | 282 272 | 1284 852 | |
| - | - | - | - | - | |
| Net Premium | 2379 542 | 6605 357 | 1284 300 | 5343 430 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -1085 118 | -1451 685 | 95 141 | -789 462 | |
| - | Premium Earned (Net) | 1294 424 | 5153 672 | 1379 441 | 4553 968 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| TOTAL MARINE | - | - | - | - | |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 3944 290 | 12967 658 | 2673 249 | 10843 672 | |
| Less : Premium on reinsurance ceded | 265 329 | 1332 534 | 336 642 | 1578 459 | |
| - | - | - | - | - | |
| Net Premium | 3678 961 | 11635 124 | 2336 607 | 9265 213 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -1307 453 | -2653 352 | 73 418 | -1579 642 | |
| - | Premium Earned (Net) | 2371 508 | 8981 772 | 2410 025 | 7685 571 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| D | LIFE INSURANCE | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 149 271 | 498 298 | 174 585 | 345 091 | |
| Less : Premium on reinsurance ceded | 21 680 | 27 567 | 1 510 | 1 610 | |
| - | - | - | - | - | |
| Net Premium | 127 591 | 470 731 | 173 075 | 343 481 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | 22 741 | -63 625 | -62 611 | -101 615 | |
| - | Premium Earned (Net) | 150 332 | 407 106 | 110 464 | 241 866 |
| - | - | - | - | - | |
| - | - | - | - | - | |
| E | TOTAL ALL CLASSES | - | - | - | - |
| - | Premium from direct business written | 0 | 0 | 0 | 0 |
| Add: Premium on reinsurance accepted | 38008 815 | 136179 468 | 35601 459 | 116812 709 | |
| Less : Premium on reinsurance ceded | 685 711 | 10597 040 | 2986 551 | 11686 973 | |
| - | - | - | - | - | |
| Net Premium | 37323 104 | 125582 428 | 32614 908 | 105125 736 | |
| - | - | - | - | - | |
| Adjustment for change in reserve for unexpired risks | -3683 673 | -12425 133 | -4102 025 | -9685 392 | |
| - | Premium Earned (Net) | 33639 431 | 113157 295 | 28512 883 | 95440 344 |
-