Name of the Insurer:GENERAL INSURANCE CORPORATION OF INDIA NL - 18
PROVISIONS
  Particulars TWELVE MONTH ENDING 31.03.2012 TWELVE MONTH ENDING 31.03.2011
- - (Rs. '000) (Rs. '000)
1 Reserve for Unexpired Risk 70495 275 58070 141
2 Reserve for Premium Deficiency 1414 674  0
3 For taxation (less advance tax paid and taxes deducted at source) - -
4 For proposed dividends - -
5 For dividend distribution tax - -
6 For Doubtful Loans, Investment and Debts 4020 016 2513 026
7 For Leave Encashment 149 796 81 672
8 Provision for Pension 103 593 104 245
9 Provision for Gratuity 38 322 46 888
10 Provision for Settlement 7 250 6 850
11 For  Salary Arrears - -
12 For PLLI Arrears  0 12 500
13 Others (to be specified) - -
14 Reserve for Premium Deficiency - -
- TOTAL 76228 926 60835 322