FORM NL-13-LOANS SCHEDULE | |||
---|---|---|---|
Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA | |||
LOANS | (` '000) | ||
Particulars | SIX MONTH ENDING 30.09.2012 |
SIX MONTH ENDED 30.06.2011 |
|
1 | SECURITY-WISE CLASSIFICATION | ||
Secured | |||
(a) On mortagage of property * | |||
(aa) In India | 957 513 | 1114 023 | |
(bb) Outside India | 0 | 0 | |
(b) On Shares, Bonds, Govt. Securities | 0 | 0 | |
(c) Others | 3669 242 | 3942 696 | |
Unsecured | 68 587 | 79 187 | |
TOTAL | 4695 342 | 5135 906 | |
2 | BORROWER-WISE CLASSIFICATION | ||
(a) Central and State Governments | 3669 242 | 3942 696 | |
(b) Banks and Financial Institutions | 0 | 0 | |
(c) Subsidiaries | 0 | 0 | |
(d) Industrial Undertakings | 982 982 | 1114 853 | |
(e) Others (to be specified) | 43 118 | 78 357 | |
TOTAL | 4695 342 | 5135 906 | |
3 | PERFORMANCE-WISE CLASSIFICATION | ||
(a) Loans classified as standard | |||
(aa) In India | 3842 145 | 4205 832 | |
(bb) Outside India | 0 | 0 | |
(b) Non-performing loans less provisions | 0 | 0 | |
(aa) In India | 102 186 | 387 427 | |
(bb) Outside India | 0 | 0 | |
Provisions ** | 751 012 | 542 646 | |
TOTAL | 4695 343 | 5135 905 | |
4 | MATURITY-WISE CLASSIFICATION | ||
(a) Short Term | 372 294 | 427 721 | |
(b) Long Term | 4323 048 | 4708 185 | |
TOTAL | 4695 342 | 5135 906 | |
* | Includes Term Loans of ` 4,00,000 thousand on which creation of security is pending (Previous year `4,08,18,862 thousand) | ||
** | Includes Provision for Bad and Doubtful Loans | ||
Note | |||
(a) | Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than | ||
(b) | Provisions against non-performing loans shall be shown separately. | ||
(c) | The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company. | ||
(d) | Loans considered doubtful and the amount of provision created against such loans shall be disclosed. | ||
. | . |