PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios - -
Insurer: General Insurance Corporation of India Date: -
- - (Rs in Lakhs) -
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended  31.12.2012 For the period ended  31.12.2011
1 Gross Premium Growth Rate 10.4 26.4
2 Gross Premium to shareholders' fund ratio 121.3 100.4
3 Growth rate of shareholders'fund -2.6 -4.0
4 Net Retention Ratio 90.4 89.5
5 Net Commission Ratio 15.1 23.0
6 Expense of Management to Gross Direct Premium Ratio 0.8 0.7
7 Combined Ratio 106.8 133.9
8 Technical Reserves to net premium ratio 261.1 242.5
9 Underwriting balance ratio -5.4 0.0
10 Operationg Profit Ratio 9.0 -13.4
11 Liquid Assets to liabilities ratio 37.4 35.6
12 Net earning ratio 15.4 -8.3
13 Return on net worth ratio 16.7 -7.8
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 2.43 3.2
15 NPA Ratio    
- Gross NPA Ratio 2.1 2.1
- Net NPA Ratio 0.4 0.6
Equity Holding Pattern for Non-Life Insurers Rs in Lakhs) -
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 (c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 347 -171
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 347 -171
6 (iv) Book value per share (Rs) 2080 2138
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid - -