FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:..GENERAL INSURANCE CORPORATION OF INDIA...			.	.	.
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS		.	.	.	(Rs'000)
.	PARTICUALRS	FOR THE QUARTER	NINE MONTH ENDING 31.12.2012	FOR THE QUARTER OF THE PRECEDING YEAR	NINE MONTH ENDING 31.12.2011
1	Employees’ remuneration & welfare benefits	94 184	383 063	129 975	363 311
2	Travel, conveyance and vehicle running expenses	13 625	31 458	9 384	17 718
3	Training expenses	1 885	4 751	1 028	1 825
4	Rents, rates & taxes	4 620	13 995	11 308	20 755
5	Repairs	74 361	171 618	34 416	95 097
6	Printing & stationery	758	2 392	893	2 132
7	Communication	2 000	7 098	1 342	6 817
8	Legal & professional charges	14 480	28 490	6 569	14 543
9	Auditors' fees, expenses etc	0		0
.	(a) as auditor	1	808	385	1 045
.	(b) as adviser or in any other capacity, in respect of
.	(i) Taxation matters	0	0	188	188
.	(ii) Insurance matters
.	(iii) Management services; and
.	(c)...in any other capacity	78	205	133	537
10	Advertisement and publicity	6 226	11 394	19 397	30 922
11	Interest & Bank Charges	1 896	9 879	3 055	9 185
12	Others	88 982	148 219	63 235	121 491
13	Depreciation	13 523	36 897	13 032	29 705
.	TOTAL	316 619	850 267	294 340	715 271
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.