FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 31.03.2013



(` '000)

PARTICULARS FOR THE QUARTER TWELVE MONTH ENDING 31.03.2013 FOR THE QUARTER OF THE PRECEDING YEAR TWELVE MONTH ENDING 31.03.2012
- - (Rs. '000) (Rs. '000) (Rs. '000) (Rs. '000)
A FIRE INSURANCE




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 7370 941 30402 101 9379 035 23970 278

Less :Re-insurance Ceded to claims paid 2411 578 4468 888 1525 796 1968 193

Net Claims Paid 4959 363 25933 213 7853 239 22002 085

Add : Claims Outstanding at the end of the year -404 978 68743 345 10212 190 64612 978

Less: Claims Outstanding at the beginning of the year 0 64612 978 0 34311 102

Total Claims Incurred 4554 385 30063 580 18065 429 52303 961












B MISCELLANEOUS INSURANCE



(1) MOTOR




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 6223 284 22412 192 7847 107 22914 760

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 6223 284 22412 192 7847 107 22914 760

Add : Claims Outstanding at the end of the year 1727 875 53975 419 -407 418 48480 865

Less: Claims Outstanding at the beginning of the year 0 48480 865 - 1 40251 415

Total Claims Incurred 7951 159 27906 746 7439 690 31144 210












(2) AVIATION




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims 0 83 3 115 3 332

Add   :Re-insurance accepted to direct claims 778 027 3486 084 1254 486 4196 542

Less :Re-insurance Ceded to claims paid 179 124 485 879 415 009 642 016

Net Claims Paid 598 903 3000 288 842 592 3557 858

Add : Claims Outstanding at the end of the year 1918 595 9253 362 421 488 6971 867

Less: Claims Outstanding at the beginning of the year 0 6971 868 - 1 5305 467

Total Claims Incurred 2517 498 5281 782 1264 081 5224 258












(3) ENGINEERING




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 728 900 2818 570 1232 571 2804 199

Less :Re-insurance Ceded to claims paid -34 014 24 596 141 386 167 199

Net Claims Paid 762 914 2793 974 1091 185 2637 000

Add : Claims Outstanding at the end of the year 408 773 10769 022 1500 243 9071 131

Less: Claims Outstanding at the beginning of the year 0 9071 131 0 6620 777

Total Claims Incurred 1171 687 4491 865 2591 428 5087 354












(4) WC




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 24 714 92 323 29 909 71 593

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 24 714 92 323 29 909 71 593

Add : Claims Outstanding at the end of the year -62 802 230 487 169 747 210 407

Less: Claims Outstanding at the beginning of the year 0 210 407 - 1 100 365

Total Claims Incurred -38 088 112 403 199 657 181 635












(5) Liability




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 23 123 434 785 240 252 504 122

Less :Re-insurance Ceded to claims paid 0 391 543 0 0

Net Claims Paid 23 123 43 242 240 252 504 122

Add : Claims Outstanding at the end of the year -14 365 1231 056 267 128 974 245

Less: Claims Outstanding at the beginning of the year 0 974 245 0 636 110

Total Claims Incurred 8 758 300 053 507 380 842 257












(6) PA




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 1410 807 3347 145 624 109 2476 668

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 1410 807 3347 145 624 109 2476 668

Add : Claims Outstanding at the end of the year 2780 769 3452 075 73 954 514 464

Less: Claims Outstanding at the beginning of the year 0 514 464 0 651 469

Total Claims Incurred 4191 576 6284 756 698 063 2339 663












(7) Health




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 5016 201 19728 337 5429 699 14260 254

Less :Re-insurance Ceded to claims paid 0 0 7 7

Net Claims Paid 5016 201 19728 337 5429 692 14260 247

Add : Claims Outstanding at the end of the year 5391 736 10014 824 1864 080 6133 249

Less: Claims Outstanding at the beginning of the year 0 6133 249 0 1968 987

Total Claims Incurred 10407 937 23609 912 7293 772 18424 509












(8) Oth. Misc.




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 1363 566 5365 024 1020 832 5026 757

Less :Re-insurance Ceded to claims paid -14 730 -3 907 12 053 14 496

Net Claims Paid 1378 296 5368 931 1008 779 5012 261

Add : Claims Outstanding at the end of the year -6883 701 10079 799 3418 176 12546 077

Less: Claims Outstanding at the beginning of the year 0 12546 077 0 6537 537

Total Claims Incurred -5505 405 2902 653 4426 955 11020 801












(9) FL/Credit




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 594 234 1020 969 529 320 763 274

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 594 234 1020 969 529 320 763 274

Add : Claims Outstanding at the end of the year 912 435 3479 268 97 645 2583 139

Less: Claims Outstanding at the beginning of the year 0 2583 139 0 2869 514

Total Claims Incurred 1506 669 1917 098 626 965 476 899













TOTAL MISCELLANEOUS




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims 0 83 3 115 3 332

Add   :Re-insurance accepted to direct claims 16162 856 58705 429 18208 285 53018 169

Less :Re-insurance Ceded to claims paid 130 380 898 111 568 455 823 718

Net Claims Paid 16032 476 57807 401 17642 945 52197 783

Add : Claims Outstanding at the end of the year 6179 315 102485 312 7405 043 87485 444

Less: Claims Outstanding at the beginning of the year 0 87485 445 - 3 64941 641

Total Claims Incurred 22211 791 72807 268 25047 991 74741 586












C MARINE INSURANCE



(1) MARINE CARGO




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 797 344 3033 246 1052 535 2939 318

Less :Re-insurance Ceded to claims paid 140 12 615 -2 365 4 540

Net Claims Paid 797 204 3020 631 1054 900 2934 778

Add : Claims Outstanding at the end of the year 1323 317 5891 192 -61 998 4999 539

Less: Claims Outstanding at the beginning of the year 0 4999 539 0 4006 594

Total Claims Incurred 2120 521 3912 284 992 902 3927 723












(2) MARINE HULL




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 920 292 4676 827 2228 217 4697 624

Less :Re-insurance Ceded to claims paid 254 334 948 127 192 532 561 191

Net Claims Paid 665 958 3728 700 2035 685 4136 433

Add : Claims Outstanding at the end of the year -1516 858 7893 011 2367 042 9460 899

Less: Claims Outstanding at the beginning of the year 0 9460 899 0 4881 945

Total Claims Incurred -850 900 2160 812 4402 727 8715 387













TOTAL MARINE




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 1717 636 7710 073 3280 752 7636 942

Less :Re-insurance Ceded to claims paid 254 474 960 742 190 167 565 731

Net Claims Paid 1463 162 6749 331 3090 585 7071 211

Add : Claims Outstanding at the end of the year -193 541 13784 203 2305 044 14460 438

Less: Claims Outstanding at the beginning of the year 0 14460 438 0 8888 539

Total Claims Incurred 1269 621 6073 096 5395 629 12643 110












D LIFE INSURANCE




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 165 114 409 817 87 520 224 187

Less :Re-insurance Ceded to claims paid 9 621 36 972 555 1 447

Net Claims Paid 155 493 372 845 86 965 222 740

Add : Claims Outstanding at the end of the year 16 247 217 743 32 392 111 158

Less: Claims Outstanding at the beginning of the year 0 111 158 0 158 475

Total Claims Incurred 171 740 479 430 119 357 175 423












E TOTAL ALL CLASSES




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims 0 83 3 115 3 332

Add   :Re-insurance accepted to direct claims 25416 547 97227 420 30955 592 84849 576

Less :Re-insurance Ceded to claims paid 2806 053 6364 713 2284 973 3359 089

Net Claims Paid 22610 494 90862 790 28673 734 81493 819

Add : Claims Outstanding at the end of the year 5597 043 185230 603 19954 669 166670 018

Less: Claims Outstanding at the beginning of the year 0 166670 019 - 3 108299 757

Total Claims Incurred 28207 537 109423 374 48628 406 139864 080