FORM NL-13-LOANS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
LOANS
(` '000)

Particulars As at 31.03.2013 As at 31.03.2012
1 SECURITY-WISE CLASSIFICATION


Secured


(a) On mortagage of property *

(aa) In India 921 840 1016 517
(bb) Outside India 0 0

(b)   On Shares, Bonds, Govt. Securities 0 0

(c)    Others 3638 682 3906 826

Unsecured 68 587 68 587

TOTAL 4629 109 4991 930
2 BORROWER-WISE CLASSIFICATION


(a)           Central and State Governments 3638 682 3906 826

(b)           Banks and Financial Institutions 0 0

(c)           Subsidiaries 0 0

(d)           Industrial Undertakings 949 591 1009 146

(e)           Others (to be specified) 40 836 75 958

TOTAL 4629 109 4991 930
3 PERFORMANCE-WISE CLASSIFICATION


(a) Loans classified as standard

(aa)  In India 3777 767 4089 838
(bb) Outside India 0 0
(b) Non-performing loans less provisions 0 0
(aa)  In India 102 186 114 959
(bb) Outside India 0 0

Provisions ** 749 156 787 133

TOTAL 4629 109 4991 930
4 MATURITY-WISE CLASSIFICATION


(a)           Short Term 372 765 382 405

(b)           Long Term 4256 344 4609 525

TOTAL 4629 109 4991 930
* Includes Term Loan of Rs.400000/- on which creation of security is pending.  (previous year Rs.400000/-)

** Includes Provision for Bad and Doubtful Loans





Notes:
(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.
(b)    Provisions against non-performing loans shall be shown separately.

(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for
      the purposes of this schedule, means loans secured wholly or partly against an asset of the company.

(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.