PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios - -
Insurer: General Insurance Corporation of India Date: -
- - (Rs in Lakhs) -
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended  31.03.2012 For the period ended  31.03.2012
1 Gross Premium Growth Rate 10.8 16.6
2 Gross Premium to shareholders' fund ratio 163.3 182.9
3 Growth rate of shareholders'fund 24.1 -21.7
4 Net Retention Ratio 91.3 92.2
5 Net Commission Ratio 21.1 16.5
6 Expense of Management to Gross Direct Premium Ratio 0.7 0.8
7 Combined Ratio 104.1 140.9
8 Technical Reserves to net premium ratio 189.0 190.0
9 Underwriting balance ratio -2.7 -39.6
10 Operationg Profit Ratio 13.3 -28.3
11 Liquid Assets to liabilities ratio 36.4 33.0
12 Net earning ratio 17.0 -19.7
13 Return on net worth ratio 25.4 -33.2
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 2.39 1.59
15 NPA Ratio    
- Gross NPA Ratio 1.88 1.99
- Net NPA Ratio 0.36 0.17
Equity Holding Pattern for Non-Life Insurers Rs in Lakhs) -
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 (c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 545 -574
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 545 -574
6 (iv) Book value per share (Rs) 2151 1733
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid - -