FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer: GENERAL INSURANCE CORPORATION OF INDIA  
PREMIUM EARNED [NET]  
FOR THE PERIOD ENDED 31.03.2013  
A FIRE INSURANCE   ( ' 000)
  PARTICULARS TWELVE MONTH ENDING 31.03.2013 TWELVE MONTH ENDING 31.03.2012
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 40699 240 42007 735
  Less : Premium on reinsurance ceded 8139 611 6524 474
  Net Premium 32559 629 35483 261
  Adjustment for change in reserve for unexpired risks 1853 088 -3906 924
  Premium Earned (Net) 34412 717 31576 337
       
       
B MISCELLANEOUS INSURANCE    
(1) MOTOR    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 41987 919 29713 273
  Less : Premium on reinsurance ceded 0 0
  Net Premium 41987 919 29713 273
  Adjustment for change in reserve for unexpired risks -6031 409 -3550 133
  Premium Earned (Net) 35956 510 26163 140
       
       
(2) AVIATION    
  Premium from direct business written   0
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0  
  Add: Premium on reinsurance accepted 4443 180 6206 311
  Less : Premium on reinsurance ceded 1045 538 699 000
  Net Premium 3397 642 5507 311
  Adjustment for change in reserve for unexpired risks 1094 453 1 213
  Premium Earned (Net) 4492 095 5508 524
       
       
(3) ENGINEERING    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 7499 613 8081 814
  Less : Premium on reinsurance ceded 875 037 1172 068
  Net Premium 6624 576 6909 746
  Adjustment for change in reserve for unexpired risks 216 147 362
  Premium Earned (Net) 6840 723 6910 108
       
       
(4) W.C.    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 427 814 407 710
  Less : Premium on reinsurance ceded 0 0
  Net Premium 427 814 407 710
  Adjustment for change in reserve for unexpired risks -9 675 -101 837
  Premium Earned (Net) 418 139 305 873
       
       
(5) Liability    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 1521 796 1833 037
  Less : Premium on reinsurance ceded 269 668 125 501
  Net Premium 1252 128 1707 536
  Adjustment for change in reserve for unexpired risks 232 580 -9 721
  Premium Earned (Net) 1484 708 1697 815
       
       
(6) PA    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 5138 553 4103 450
  Less : Premium on reinsurance ceded 15 716 19 096
  Net Premium 5122 837 4084 354
  Adjustment for change in reserve for unexpired risks -518 401 -632 317
  Premium Earned (Net) 4604 436 3452 037
       
       
(7) Health    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 20676 993 17603 628
  Less : Premium on reinsurance ceded 0 0
  Net Premium 20676 993 17603 628
  Adjustment for change in reserve for unexpired risks -1408 771 -719 451
  Premium Earned (Net) 19268 222 16884 177
       
       
(8) Oth. Misc.    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 12449 149 10248 581
  Less : Premium on reinsurance ceded 587 796 696 800
  Net Premium 11861 353 9551 781
  Adjustment for change in reserve for unexpired risks -1127 619 -317 568
  Premium Earned (Net) 10733 734 9234 213
       
       
(9) FL/Credit    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 2779 228 2507 973
  Less : Premium on reinsurance ceded 0 0
  Net Premium 2779 228 2507 973
  Adjustment for change in reserve for unexpired risks -135 627 -471 780
  Premium Earned (Net) 2643 601 2036 193
       
       
  TOTAL MISCELLANEOUS    
  Premium from direct business written 0 0
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 96924 245 80705 777
  Less : Premium on reinsurance ceded 2793 755 2712 465
  Net Premium 94130 490 77993 312
  Adjustment for change in reserve for unexpired risks -7688 322 -5801 232
  Premium Earned (Net) 86442 168 72192 080
       
       
C MARINE INSURANCE    
(1) MARINE CARGO    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 4747 395 5224 863
  Less : Premium on reinsurance ceded 378 179 195 096
  Net Premium 4369 216 5029 767
  Adjustment for change in reserve for unexpired risks 737 265 -1201 667
  Premium Earned (Net) 5106 481 3828 100
       
       
(2) MARINE HULL    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 7533 159 7742 795
  Less : Premium on reinsurance ceded 1660 718 1137 438
  Net Premium 5872 441 6605 357
  Adjustment for change in reserve for unexpired risks 892 913 -1451 685
  Premium Earned (Net) 6765 354 5153 672
       
       
  TOTAL MARINE    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 12280 554 12967 658
  Less : Premium on reinsurance ceded 2038 897 1332 534
  Net Premium 10241 657 11635 124
  Adjustment for change in reserve for unexpired risks 1630 178 -2653 352
  Premium Earned (Net) 11871 835 8981 772
       
       
D LIFE INSURANCE    
  Premium from direct business written    
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 954 699 498 298
  Less : Premium on reinsurance ceded 174 148 27 567
  Net Premium 780 551 470 731
  Adjustment for change in reserve for unexpired risks -289 406 -63 625
  Premium Earned (Net) 491 145 407 106
       
       
E TOTAL ALL CLASSES    
  Premium from direct business written 0 0
  Service Tax    
  Adjustment for change in reserve for unexpired risks    
  Gross Earned Premium 0 0
  Add: Premium on reinsurance accepted 150858 738 136179 468
  Less : Premium on reinsurance ceded 13146 411 10597 040
  Net Premium 137712 327 125582 428
  Adjustment for change in reserve for unexpired risks -4494 462 -12425 133
  Premium Earned (Net) 133217 865 113157 295