PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios

Insurer: General Insurance Corporation of India Date:


(` in Lakhs)
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended 30.6.2013 For the period ended 30.6.2012
1 Gross Premium Growth Rate -6.3 16.6
2 Gross Premium to shareholders' fund ratio 35.0 45.9
3 Growth rate of shareholders'fund 22.9 -21.7
4 Net Retention Ratio 94.1 94.0
5 Net Commission Ratio 18.7 17.4
6 Expense of Management to Gross Direct Premium Ratio 1.1 2.9
7 Combined Ratio 108.0 115.8
8 Technical Reserves to net premium ratio 831.6 726.5
9 Underwriting balance ratio -2.7 -11.6
10 Operationg Profit Ratio 12.9 0.7
11 Liquid Assets to liabilities ratio 37.1 34.6
12 Net earning ratio 15.0 10.1
13 Return on net worth ratio 4.9 4.4
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 2.61 1.59
15 NPA Ratio


Gross NPA Ratio 2.05 2.19

Net NPA Ratio 0.45 0.44
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 110 79
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 110 79
6 (iv) Book value per share (Rs) 2228 1812
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid