FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 30.06.2013
          (` '000)
  PARTICULARS FOR THE QUARTER THREE MONTH ENDING 30.06.2013 FOR THE QUARTER OF THE PRECEDING YEAR THREE MONTH ENDING 30.06.2012
A FIRE INSURANCE        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 8150 358 0 6962 355
  Less :Re-insurance Ceded to claims paid 0 539 662 0 161 834
  Net Claims Paid 0 7610 696 0 6800 521
  Add : Claims Outstanding at the end of the year 0 70317 766 0 65827 223
  Less: Claims Outstanding at the beginning of the year 0 68743 345 0 64612 978
  Total Claims Incurred 0 9185 117 0 8014 766
B MISCELLANEOUS INSURANCE        
(1) MOTOR        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 8259 918 0 8471 756
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 0 8259 918 0 8471 756
  Add : Claims Outstanding at the end of the year 0 51656 624 0 50054 434
  Less: Claims Outstanding at the beginning of the year 0 53975 419 0 48480 865
  Total Claims Incurred 0 5941 123 0 10045 325
(2) AVIATION        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims 0 5 354 0 83
  Add   :Re-insurance accepted to direct claims 0 785 132 0 689 840
  Less :Re-insurance Ceded to claims paid 0 26 524 0 161 143
  Net Claims Paid 0 763 962 0 528 780
  Add : Claims Outstanding at the end of the year 0 9520 351 0 7060 022
  Less: Claims Outstanding at the beginning of the year 0 9253 362 0 6971 868
  Total Claims Incurred 0 1030 951 0 616 934
(3) ENGINEERING        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 1068 384 0 1050 772
  Less :Re-insurance Ceded to claims paid 0 13 311 0 56 278
  Net Claims Paid 0 1055 073 0 994 494
  Add : Claims Outstanding at the end of the year 0 11988 360 0 9472 700
  Less: Claims Outstanding at the beginning of the year 0 10769 022 0 9071 131
  Total Claims Incurred 0 2274 411 0 1396 063
(4) WC        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 34 166 0 20 074
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 0 34 166 0 20 074
  Add : Claims Outstanding at the end of the year 0 295 292 0 223 002
  Less: Claims Outstanding at the beginning of the year 0 230 487 0 210 407
  Total Claims Incurred 0 98 971 0 32 669
(5) Liability        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 66 782 0 229 037
  Less :Re-insurance Ceded to claims paid 0 0 0 390 878
  Net Claims Paid 0 66 782 0 -161 841
  Add : Claims Outstanding at the end of the year 0 1420 241 0 1078 771
  Less: Claims Outstanding at the beginning of the year 0 1231 056 0 974 245
  Total Claims Incurred 0 255 967 0 -57 315
(6) PA        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 874 135 0 575 699
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 0 874 135 0 575 699
  Add : Claims Outstanding at the end of the year 0 2713 108 0 752 557
  Less: Claims Outstanding at the beginning of the year 0 3452 075 0 514 464
  Total Claims Incurred 0 135 168 0 813 792
(7) Health        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 3122 141 0 4002 619
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 0 3122 141 0 4002 619
  Add : Claims Outstanding at the end of the year 0 9854 333 0 5484 596
  Less: Claims Outstanding at the beginning of the year 0 10014 824 0 6133 249
  Total Claims Incurred 0 2961 650 0 3353 966
(8) Oth. Misc.        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 3125 317 0 2420 190
  Less :Re-insurance Ceded to claims paid 0 2 366 0 6 607
  Net Claims Paid 0 3122 951 0 2413 583
  Add : Claims Outstanding at the end of the year 0 8689 578 0 12712 970
  Less: Claims Outstanding at the beginning of the year 0 10079 799 0 12546 077
  Total Claims Incurred 0 1732 730 0 2580 476
(9) FL/Credit        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 80 329 0 208 848
  Less :Re-insurance Ceded to claims paid 0 0 0 0
  Net Claims Paid 0 80 329 0 208 848
  Add : Claims Outstanding at the end of the year 0 7108 277 0 2469 605
  Less: Claims Outstanding at the beginning of the year 0 3479 268 0 2583 139
  Total Claims Incurred 0 3709 338 0 95 314
  TOTAL MISCELLANEOUS        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims 0 5 354 0 83
  Add   :Re-insurance accepted to direct claims 0 17416 304 0 17668 835
  Less :Re-insurance Ceded to claims paid 0 42 201 0 614 906
  Net Claims Paid 0 17379 457 0 17054 012
  Add : Claims Outstanding at the end of the year 0 103246 164 0 89308 657
  Less: Claims Outstanding at the beginning of the year 0 102485 312 0 87485 445
  Total Claims Incurred 0 18140 309 0 18877 224
C MARINE INSURANCE        
(1) MARINE CARGO        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 667 703 0 770 018
  Less :Re-insurance Ceded to claims paid 0 326 0 -1 653
  Net Claims Paid 0 667 377 0 771 671
  Add : Claims Outstanding at the end of the year 0 5863 964 0 5133 547
  Less: Claims Outstanding at the beginning of the year 0 5891 192 0 4999 539
  Total Claims Incurred 0 640 149 0 905 679
(2) MARINE HULL        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 992 698 0 1352 418
  Less :Re-insurance Ceded to claims paid 0 349 936 0 350 157
  Net Claims Paid 0 642 762 0 1002 261
  Add : Claims Outstanding at the end of the year 0 8198 443 0 10438 171
  Less: Claims Outstanding at the beginning of the year 0 7893 011 0 9460 899
  Total Claims Incurred 0 948 194 0 1979 533
  TOTAL MARINE        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 1660 401 0 2122 436
  Less :Re-insurance Ceded to claims paid 0 350 262 0 348 504
  Net Claims Paid 0 1310 139 0 1773 932
  Add : Claims Outstanding at the end of the year 0 14062 407 0 15571 718
  Less: Claims Outstanding at the beginning of the year 0 13784 203 0 14460 438
  Total Claims Incurred 0 1588 343 0 2885 212
D LIFE INSURANCE        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims        
  Add   :Re-insurance accepted to direct claims 0 207 355 0 80 626
  Less :Re-insurance Ceded to claims paid 0 38 635 0 0
  Net Claims Paid 0 168 720 0 80 626
  Add : Claims Outstanding at the end of the year 0 232 732 0 188 289
  Less: Claims Outstanding at the beginning of the year 0 217 744 0 111 158
  Total Claims Incurred 0 183 708 0 157 757
E TOTAL ALL CLASSES        
  Claims paid        
  Direct claims        
  Add Claims Outstanding at the end of the year        
  Less Claims Outstanding at the beginning of the year        
  Gross Incurred Claims 0 5 354 0 83
  Add   :Re-insurance accepted to direct claims 0 27434 418 0 26834 252
  Less :Re-insurance Ceded to claims paid 0 970 760 0 1125 244
  Net Claims Paid 0 26469 012 0 25709 091
  Add : Claims Outstanding at the end of the year 0 187859 069 0 170895 887
  Less: Claims Outstanding at the beginning of the year 0 185230 604 0 166670 019
  Total Claims Incurred 0 29097 477 0 29934 959