FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
PREMIUM EARNED [NET]
FOR THE PERIOD ENDED 30.09.2013
A FIRE INSURANCE       (` '000)
  PARTICULARS FOR THE QUARTER SIX MONTH ENDING 30.09.2013 FOR THE QUARTER OF THE PRECEDING YEAR SIX MONTH ENDING 30.09.2012
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 11659 755 24463 173 11123 407 20681 916
  Less : Premium on reinsurance ceded 3411 336 4967 289 2873 232 3799 013
  Net Premium 8248 419 19495 884 8250 175 16882 903
  Adjustment for change in reserve for unexpired risks 463 829 -95 201 243 469 484 243

Premium Earned (Net) 8712 248 19400 683 8493 644 17367 146
B MISCELLANEOUS INSURANCE        
(1) MOTOR  
   
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 9362 175 14792 486 9291 818 19290 133
  Less : Premium on reinsurance ceded  0  0  0  0
  Net Premium 9362 175 14792 486 9291 818 19290 133
  Adjustment for change in reserve for unexpired risks -53 928 2202 004 -1050 228 -2795 391

Premium Earned (Net) 9308 247 16994 490 8241 590 16494 742
(2) AVIATION  
   
  Premium from direct business written  0   -2 552  0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0
  Add: Premium on reinsurance accepted 1098 781 1956 091 494 324 949 958
  Less : Premium on reinsurance ceded 248 101 292 901 293 385 627 682
  Net Premium 850 680 1663 190 198 387 322 276
  Adjustment for change in reserve for unexpired risks -240 589 -440 213 498 578 1133 403

Premium Earned (Net) 610 091 1222 977 696 965 1455 679
(3) ENGINEERING        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 1933 661 4286 640 1641 430 4100 155
  Less : Premium on reinsurance ceded 324 735 389 161 79 729 353 991
  Net Premium 1608 926 3897 479 1561 701 3746 164
  Adjustment for change in reserve for unexpired risks -9 869 -97 324 36 034 -217 415

Premium Earned (Net) 1599 057 3800 155 1597 735 3528 749
(4) W.C.        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 52 452 116 002 108 511 170 898
  Less : Premium on reinsurance ceded  0  0  0  0
  Net Premium 52 452 116 002 108 511 170 898
  Adjustment for change in reserve for unexpired risks 28 011 27 358 -10 620 18 451

Premium Earned (Net) 80 463 143 360 97 891 189 349
(5) Liability        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 337 972 563 877 374 863 1053 791
  Less : Premium on reinsurance ceded 3 572 64 408 98 742 194 958
  Net Premium 334 400 499 469 276 121 858 833
  Adjustment for change in reserve for unexpired risks -29 993 178 328 8 360 16 596

Premium Earned (Net) 304 407 677 797 284 481 875 429
(6) PA        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 713 114 1702 662 1283 069 2420 333
  Less : Premium on reinsurance ceded 1 109 3 713 6 800 6 800
  Net Premium 712 005 1698 949 1276 269 2413 533
  Adjustment for change in reserve for unexpired risks 278 130 354 880 117 093 -106 152

Premium Earned (Net) 990 135 2053 829 1393 362 2307 381
(7) Health        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 3169 702 6632 121 6879 287 9877 335
  Less : Premium on reinsurance ceded -8 041  0 -154 956  0
  Net Premium 3177 743 6632 121 7034 243 9877 335
  Adjustment for change in reserve for unexpired risks 1872 370 1561 179 419 356 -514 054

Premium Earned (Net) 5050 113 8193 300 7453 599 9363 281
(8) Oth. Misc.        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 4398 889 5186 139 4956 084 5764 278
  Less : Premium on reinsurance ceded 279 207 279 207 158 869 158 869
  Net Premium 4119 682 4906 932 4797 215 5605 409
  Adjustment for change in reserve for unexpired risks 328 012 338 476 -671 078 -585 551

Premium Earned (Net) 4447 694 5245 408 4126 137 5019 858
(9) FL/Credit        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 531 476 1318 726 526 655 1334 849
  Less : Premium on reinsurance ceded  0  0  0  0
  Net Premium 531 476 1318 726 526 655 1334 849
  Adjustment for change in reserve for unexpired risks -2 506 7 958 -40 027 45 500

Premium Earned (Net) 528 970 1326 684 486 628 1380 349

TOTAL MISCELLANEOUS        
  Premium from direct business written  0  0 -2 552  0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 21598 222 36554 744 25556 041 44961 730
  Less : Premium on reinsurance ceded 848 683 1029 390 482 569 1342 300
  Net Premium 20749 539 35525 354 25070 920 43619 430
  Adjustment for change in reserve for unexpired risks 2169 638 4132 646 -692 532 -3004 613

Premium Earned (Net) 22919 177 39658 000 24378 388 40614 817
C MARINE INSURANCE        
(1) MARINE CARGO        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 978 849 2271 772 1261 946 2660 952
  Less : Premium on reinsurance ceded 119 101 183 644 123 533 173 765
  Net Premium 859 748 2088 128 1138 413 2487 187
  Adjustment for change in reserve for unexpired risks 262 578 359 227 9 773 -251 617

Premium Earned (Net) 1122 326 2447 355 1148 186 2235 570
(2) MARINE HULL        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 1600 821 3746 699 2011 788 3663 187
  Less : Premium on reinsurance ceded 385 696 518 410 494 348 777 287
  Net Premium 1215 125 3228 289 1517 440 2885 900
  Adjustment for change in reserve for unexpired risks 293 862 -408 396 112 963 665 752

Premium Earned (Net) 1508 987 2819 893 1630 403 3551 652

TOTAL MARINE        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 2579 670 6018 471 3273 734 6324 139
  Less : Premium on reinsurance ceded 504 797 702 054 617 881 951 052
  Net Premium 2074 873 5316 417 2655 853 5373 087
  Adjustment for change in reserve for unexpired risks 556 440 -49 169 122 736 414 135

Premium Earned (Net) 2631 313 5267 248 2778 589 5787 222
D LIFE INSURANCE        
  Premium from direct business written        
  Service Tax        
  Adjustment for change in reserve for unexpired risks        
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 155 640 453 187 158 580 331 243
  Less : Premium on reinsurance ceded 65 257 116 648 36 686 62 979
  Net Premium 90 383 336 539 121 894 268 264
  Adjustment for change in reserve for unexpired risks -3 657 -91 009 -39 813 -99 777

Premium Earned (Net) 86 726 245 530 82 081 168 487
E TOTAL ALL CLASSES        
  Premium from direct business written  0  0 -2 552  0
  Service Tax
  Adjustment for change in reserve for unexpired risks
  Gross Earned Premium  0  0  0  0
  Add: Premium on reinsurance accepted 35993 287 67489 575 40111 762 72299 028
  Less : Premium on reinsurance ceded 4830 073 6815 381 4010 368 6155 344
  Net Premium 31163 214 60674 194 36098 842 66143 684
  Adjustment for change in reserve for unexpired risks 3186 250 3897 267 -366 140 -2206 012

Premium Earned (Net) 34349 464 64571 461 35732 702 63937 672