FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 30.09.2013
          (` '000)
  PARTICULARS FOR THE QUARTER SIX MONTH ENDING 30.09.2013 FOR THE QUARTER OF THE PRECEDING YEAR SIX MONTH ENDING 30.09.2012
A FIRE INSURANCE        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 8992 949 17143 307 6436 131 13398 486
  Less :Re-insurance Ceded to claims paid 1867 272 2406 934 1426 932 1588 766
  Net Claims Paid 7125 677 14736 373 5009 199 11809 720
  Add : Claims Outstanding at the end of the year 6589 417 76907 183 3197 395 69024 618
  Less: Claims Outstanding at the beginning of the year  0 68743 345  0 64612 978
  Total Claims Incurred 13715 094 22900 211 8206 594 16221 360
B MISCELLANEOUS INSURANCE        
(1) MOTOR        
  Claims paid  
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 5945 864 14205 782 3710 412 12182 168
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 5945 864 14205 782 3710 412 12182 168
  Add : Claims Outstanding at the end of the year 2416 928 54073 552 5524 832 55579 266
  Less: Claims Outstanding at the beginning of the year  0 53975 419  0 48480 865
  Total Claims Incurred 8362 792 14303 915 9235 244 19280 569
(2) AVIATION        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  156 5 510  0  83
  Add   :Re-insurance accepted to direct claims 963 942 1749 074 878 228 1568 068
  Less :Re-insurance Ceded to claims paid 44 453 70 977 102 079 263 222
  Net Claims Paid 919 645 1683 607 776 149 1304 929
  Add : Claims Outstanding at the end of the year -361 428 9158 923 -681 828 6378 194
  Less: Claims Outstanding at the beginning of the year  0 9253 362  0 6971 868
  Total Claims Incurred 558 217 1589 168 94 321 711 255
(3) ENGINEERING        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 936 967 2005 351 774 378 1825 150
  Less :Re-insurance Ceded to claims paid  50 13 361 2 556 58 834
  Net Claims Paid 936 917 1991 990 771 822 1766 316
  Add : Claims Outstanding at the end of the year 2485 818 14474 178 34 156 9506 856
  Less: Claims Outstanding at the beginning of the year  0 10769 022  0 9071 131
  Total Claims Incurred 3422 735 5697 146 805 978 2202 041
(4) WC        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 28 994 63 160 21 108 41 182
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 28 994 63 160 21 108 41 182
  Add : Claims Outstanding at the end of the year -12 219 283 073 1 109 224 111
  Less: Claims Outstanding at the beginning of the year  0 230 487  0 210 407
  Total Claims Incurred 16 775 115 746 22 217 54 886
(5) Liability        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 78 854 145 636 63 634 292 671
  Less :Re-insurance Ceded to claims paid  0  0  665 391 543
  Net Claims Paid 78 854 145 636 62 969 -98 872
  Add : Claims Outstanding at the end of the year -64 956 1355 285 -86 473 992 298
  Less: Claims Outstanding at the beginning of the year  0 1231 056  0 974 245
  Total Claims Incurred 13 898 269 865 -23 504 -80 819
(6) PA        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 588 277 1462 412 764 498 1340 197
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 588 277 1462 412 764 498 1340 197
  Add : Claims Outstanding at the end of the year -1707 511 1005 597 -141 098 611 459
  Less: Claims Outstanding at the beginning of the year  0 3452 075  0 514 464
  Total Claims Incurred -1119 234 -984 066 623 400 1437 192
(7) Health        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 3791 340 6913 481 6574 390 10577 009
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 3791 340 6913 481 6574 390 10577 009
  Add : Claims Outstanding at the end of the year -2334 160 7520 173 -3287 672 2196 924
  Less: Claims Outstanding at the beginning of the year  0 10014 824  0 6133 249
  Total Claims Incurred 1457 180 4418 830 3286 718 6640 684
(8) Oth. Misc.        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 963 362 4088 679 440 480 2860 670
  Less :Re-insurance Ceded to claims paid  0 2 366 4 216 10 823
  Net Claims Paid 963 362 4086 313 436 264 2849 847
  Add : Claims Outstanding at the end of the year -1630 959 7058 619 -122 396 12590 574
  Less: Claims Outstanding at the beginning of the year  0 10079 799  0 12546 077
  Total Claims Incurred -667 597 1065 133 313 868 2894 344
(9) FL/Credit        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 322 834 403 163 128 790 337 638
  Less :Re-insurance Ceded to claims paid  0  0  0  0
  Net Claims Paid 322 834 403 163 128 790 337 638
  Add : Claims Outstanding at the end of the year 2101 369 9209 646 29 023 2498 628
  Less: Claims Outstanding at the beginning of the year  0 3479 268  0 2583 139
  Total Claims Incurred 2424 203 6133 541 157 813 253 127
  TOTAL MISCELLANEOUS        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  156 5 510  0  83
  Add   :Re-insurance accepted to direct claims 13620 434 31036 738 13355 918 31024 753
  Less :Re-insurance Ceded to claims paid 44 503 86 704 109 516 724 422
  Net Claims Paid 13576 087 30955 544 13246 402 30300 414
  Add : Claims Outstanding at the end of the year 892 882 104139 046 1269 653 90578 310
  Less: Claims Outstanding at the beginning of the year  0 102485 312  0 87485 445
  Total Claims Incurred 14468 969 32609 278 14516 055 33393 279
C MARINE INSURANCE        
(1) MARINE CARGO        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 594 443 1262 146 1085 248 1855 266
  Less :Re-insurance Ceded to claims paid  0  326  0 -1 653
  Net Claims Paid 594 443 1261 820 1085 248 1856 919
  Add : Claims Outstanding at the end of the year -443 650 5420 314 -143 335 4990 212
  Less: Claims Outstanding at the beginning of the year  0 5891 192  0 4999 539
  Total Claims Incurred 150 793 790 942 941 913 1847 592
(2) MARINE HULL        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 1429 164 2421 862 515 517 1867 935
  Less :Re-insurance Ceded to claims paid 201 607 551 543 99 969 450 126
  Net Claims Paid 1227 557 1870 319 415 548 1417 809
  Add : Claims Outstanding at the end of the year -500 228 7698 215 -1007 910 9430 261
  Less: Claims Outstanding at the beginning of the year  0 7893 011  0 9460 899
  Total Claims Incurred 727 329 1675 523 -592 362 1387 171
  TOTAL MARINE        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 2023 607 3684 008 1600 765 3723 201
  Less :Re-insurance Ceded to claims paid 201 607 551 869 99 969 448 473
  Net Claims Paid 1822 000 3132 139 1500 796 3274 728
  Add : Claims Outstanding at the end of the year -943 878 13118 529 -1151 245 14420 473
  Less: Claims Outstanding at the beginning of the year  0 13784 203  0 14460 438
  Total Claims Incurred 878 122 2466 465 349 551 3234 763
D LIFE INSURANCE        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  
  Add   :Re-insurance accepted to direct claims 191 825 399 180 92 882 173 508
  Less :Re-insurance Ceded to claims paid 39 354 77 989 7 199 7 199
  Net Claims Paid 152 471 321 191 85 683 166 309
  Add : Claims Outstanding at the end of the year 97 918 330 650 17 518 205 807
  Less: Claims Outstanding at the beginning of the year  0 217 744  0 111 158
  Total Claims Incurred 250 389 434 097 103 201 260 958
E TOTAL ALL CLASSES        
  Claims paid        
  Direct claims  
  Add Claims Outstanding at the end of the year  
  Less Claims Outstanding at the beginning of the year  
  Gross Incurred Claims  156 5 510  0  83
  Add   :Re-insurance accepted to direct claims 24828 815 52263 233 21485 696 48319 948
  Less :Re-insurance Ceded to claims paid 2152 736 3123 496 1643 616 2768 860
  Net Claims Paid 22676 235 49145 247 19842 080 45551 171
  Add : Claims Outstanding at the end of the year 6636 339 194495 408 3333 321 174229 208
  Less: Claims Outstanding at the beginning of the year  0 185230 604  0 166670 019
  Total Claims Incurred 29312 574 58410 051 23175 401 53110 360