FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS     (` '000)
  PARTICUALRS FOR THE QUARTER SIX MONTH ENDING 30.09.2013 FOR THE QUARTER OF THE PRECEDING YEAR SIX MONTH ENDING 30.09.2012
1 Employees’ remuneration & welfare benefits 166 506 338 647 139 357 288 879
2 Travel, conveyance and vehicle running expenses 11 828 23 993 9 000 17 832
3 Training expenses 1 575 2 700  656 2 866
4 Rents, rates & taxes 6 343 13 002 4 533 9 375
5 Repairs 73 226 171 752 39 470 97 257
6 Printing & stationery 1 018 1 852  764 1 634
7 Communication 2 583 4 875 2 975 5 098
8 Legal & professional charges 10 561 18 111 7 757 14 010
9 Auditors' fees, expenses etc  0  0  

(a) as auditor  325  932  481  807

(b) as adviser or in any other capacity, in respect of      

(i) Taxation matters  0  0  0  0

(ii) Insurance matters      

(iii) Management services; and      

(c)   in any other capacity  29  82  22  127
10 Advertisement and publicity 29 237 37 584 1 289 5 168
11 Interest & Bank Charges 15 962 39 133 2 678 7 983
12 Others 23 935 58 611 24 416 59 237
13 Depreciation 17 484 33 278 12 022 23 374

TOTAL 360 612 744 552 245 420 533 647
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.