FORM NL-5 - CLAIMS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
CLAIMS INCURRED [NET]
FOR THE PERIOD ENDED 31.12.2013





(` '000)

PARTICULARS FOR THE QUARTER NINE MONTH ENDING 31.12.2013 FOR THE QUARTER OF THE PRECEDING YEAR NINE MONTH ENDING31.12.2012
A FIRE INSURANCE




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 7142 719 24286 026 9626 199 23024 685

Less :Re-insurance Ceded to claims paid 2099 067 4506 001 468 301 2057 067

Net Claims Paid 5043 652 19780 025 9157 898 20967 618

Add : Claims Outstanding at the end of the year -2712 592 74194 591 123 705 69148 323

Less: Claims Outstanding at the beginning of the year 0 68743 345 0 64612 978

Total Claims Incurred 2331 060 25231 271 9281 603 25502 963
B MISCELLANEOUS INSURANCE



(1) MOTOR




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 5192 887 19398 669 4004 687 16186 855

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 5192 887 19398 669 4004 687 16186 855

Add : Claims Outstanding at the end of the year 8239 589 62313 141 -3331 722 52247 544

Less: Claims Outstanding at the beginning of the year 0 53975 419 0 48480 865

Total Claims Incurred 13432 476 27736 391 672 965 19953 534
(2) AVIATION




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims - 419 5 091 0 83

Add   :Re-insurance accepted to direct claims 858 735 2607 809 1139 746 2707 814

Less :Re-insurance Ceded to claims paid 148 639 219 616 43 533 306 755

Net Claims Paid 709 677 2393 284 1096 213 2401 142

Add : Claims Outstanding at the end of the year -1015 769 8143 154 956 572 7334 766

Less: Claims Outstanding at the beginning of the year 0 9253 362 0 6971 868

Total Claims Incurred -306 092 1283 076 2052 785 2764 040
(3) ENGINEERING




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 1230 461 3235 812 264 001 2089 151

Less :Re-insurance Ceded to claims paid 11 081 24 442 - 224 58 610

Net Claims Paid 1219 380 3211 370 264 225 2030 541

Add : Claims Outstanding at the end of the year 939 077 15413 255 853 393 10360 249

Less: Claims Outstanding at the beginning of the year 0 10769 022 0 9071 131

Total Claims Incurred 2158 457 7855 603 1117 618 3319 659
(4) WC




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 18 506 81 666 26 427 67 609

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 18 506 81 666 26 427 67 609

Add : Claims Outstanding at the end of the year -27 879 255 194 69 178 293 289

Less: Claims Outstanding at the beginning of the year 0 230 487 0 210 407

Total Claims Incurred -9 373 106 373 95 605 150 491
(5) Liability




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 107 631 253 267 118 885 411 556

Less :Re-insurance Ceded to claims paid 0 0 0 391 543

Net Claims Paid 107 631 253 267 118 885 20 013

Add : Claims Outstanding at the end of the year 208 301 1563 586 253 123 1245 421

Less: Claims Outstanding at the beginning of the year 0 1231 056 0 974 245

Total Claims Incurred 315 932 585 797 372 008 291 189
(6) PA




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 1404 228 2866 640 596 137 1936 334

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 1404 228 2866 640 596 137 1936 334

Add : Claims Outstanding at the end of the year 691 074 1696 671 59 847 671 306

Less: Claims Outstanding at the beginning of the year 0 3452 075 0 514 464

Total Claims Incurred 2095 302 1111 236 655 984 2093 176
(7) Health




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 4657 812 11571 293 4130 185 14707 194

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 4657 812 11571 293 4130 185 14707 194

Add : Claims Outstanding at the end of the year 56 270 7576 443 2426 164 4623 088

Less: Claims Outstanding at the beginning of the year 0 10014 824 0 6133 249

Total Claims Incurred 4714 082 9132 912 6556 349 13197 033
(8) Oth. Misc.




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 3120 731 7209 410 1140 628 4001 298

Less :Re-insurance Ceded to claims paid 0 2 366 0 10 823

Net Claims Paid 3120 731 7207 044 1140 628 3990 475

Add : Claims Outstanding at the end of the year 1081 338 8139 957 4372 926 16963 500

Less: Claims Outstanding at the beginning of the year 0 10079 799 0 12546 077

Total Claims Incurred 4202 069 5267 202 5513 554 8407 898
(9) FL/Credit




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 551 191 954 354 89 097 426 735

Less :Re-insurance Ceded to claims paid 0 0 0 0

Net Claims Paid 551 191 954 354 89 097 426 735

Add : Claims Outstanding at the end of the year -802 145 8407 501 68 205 2566 833

Less: Claims Outstanding at the beginning of the year 0 3479 268 0 2583 139

Total Claims Incurred -250 954 5882 587 157 302 410 429

TOTAL MISCELLANEOUS




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims - 419 5 091 0 83

Add   :Re-insurance accepted to direct claims 17142 182 48178 920 11509 793 42534 546

Less :Re-insurance Ceded to claims paid 159 720 246 424 43 309 767 731

Net Claims Paid 16982 043 47937 587 11466 484 41766 898

Add : Claims Outstanding at the end of the year 9369 856 113508 902 5727 686 96305 996

Less: Claims Outstanding at the beginning of the year 0 102485 312 0 87485 445

Total Claims Incurred 26351 899 58961 177 17194 170 50587 449
C MARINE INSURANCE



(1) MARINE CARGO




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 784 077 2046 223 380 028 2235 294

Less :Re-insurance Ceded to claims paid 415 214 415 540 14 128 12 475

Net Claims Paid 368 863 1630 683 365 900 2222 819

Add : Claims Outstanding at the end of the year 337 119 5757 433 -422 337 4567 875

Less: Claims Outstanding at the beginning of the year 0 5891 192 0 4999 539

Total Claims Incurred 705 982 1496 924 -56 437 1791 155
(2) MARINE HULL




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 956 331 3378 193 1887 191 3755 126

Less :Re-insurance Ceded to claims paid 11 736 563 279 243 667 693 793

Net Claims Paid 944 595 2814 914 1643 524 3061 333

Add : Claims Outstanding at the end of the year -35 427 7662 788 -20 392 9409 869

Less: Claims Outstanding at the beginning of the year 0 7893 011 0 9460 899

Total Claims Incurred 909 168 2584 691 1623 132 3010 303

TOTAL MARINE




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 1740 408 5424 416 2267 219 5990 420

Less :Re-insurance Ceded to claims paid 426 950 978 819 257 795 706 268

Net Claims Paid 1313 458 4445 597 2009 424 5284 152

Add : Claims Outstanding at the end of the year 301 692 13420 221 -442 729 13977 744

Less: Claims Outstanding at the beginning of the year 0 13784 203 0 14460 438

Total Claims Incurred 1615 150 4081 615 1566 695 4801 458
D LIFE INSURANCE




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims




Add   :Re-insurance accepted to direct claims 139 644 538 824 71 195 244 703

Less :Re-insurance Ceded to claims paid 18 539 96 528 20 152 27 351

Net Claims Paid 121 105 442 296 51 043 217 352

Add : Claims Outstanding at the end of the year 74 728 405 378 -4 311 201 496

Less: Claims Outstanding at the beginning of the year 0 217 744 0 111 158

Total Claims Incurred 195 833 629 930 46 732 307 690
E TOTAL ALL CLASSES




Claims paid




Direct claims




Add Claims Outstanding at the end of the year




Less Claims Outstanding at the beginning of the year




Gross Incurred Claims - 419 5 091 0 83

Add   :Re-insurance accepted to direct claims 26164 953 78428 186 23474 406 71794 354

Less :Re-insurance Ceded to claims paid 2704 276 5827 772 789 557 3558 417

Net Claims Paid 23460 258 72605 505 22684 849 68236 020

Add : Claims Outstanding at the end of the year 7033 684 201529 092 5404 351 179633 559

Less: Claims Outstanding at the beginning of the year 0 185230 604 0 166670 019

Total Claims Incurred 30493 942 88903 993 28089 200 81199 560