PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios - -
Insurer: General Insurance Corporation of India Date: -
- - (Rs in Lakhs) -
Analytical Ratios for Non-Life companies
Sl.No. Particular Twelve Month Ending 31.03.2014 Twelve Month Ending 31.03.2014
1 Gross Premium Growth Rate -2.7 16.6
2 Gross Premium to shareholders' fund ratio 133.8 163.3
3 Growth rate of shareholders'fund 18.7 24.1
4 Net Retention Ratio 90.0 91.3
5 Net Commission Ratio 18.5 21.1
6 Expense of Management to Gross Direct Premium Ratio 1.2 0.7
7 Combined Ratio 108.9 104.1
8 Technical Reserves to net premium ratio 204.5 189.0
9 Underwriting balance ratio -6.7 -3.3
10 Operationg Profit Ratio 12.7 13.3
11 Liquid Assets to liabilities ratio 34.9 36.4
12 Net earning ratio 17.1 17.0
13 Return on net worth ratio 20.5 25.4
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 2.73 1.59
15 NPA Ratio


Gross NPA Ratio 1.88 1.99

Net NPA Ratio 0.86 0.36
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 524 545
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 524 545
6 (iv) Book value per share (Rs) 2552 2245
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid