PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios

Insurer: General Insurance Corporation of India Date:


(` in Lakhs)
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended 30.09.2014 For the period ended 30.09.2013
1 Gross Premium Growth Rate 7.79 -6.65
2 Gross Premium to shareholders' fund ratio 57.8 65.8
3 Growth rate of shareholders'fund 22.6 17.8
4 Net Retention Ratio 93.25 89.9
5 Net Commission Ratio 18.75 21.2
6 Expense of Management to Gross Direct Premium Ratio 1 1.1
7 Combined Ratio 100.73 112.89
8 Technical Reserves to net premium ratio 388.8 439.9
9 Underwriting balance ratio -1.69 -7.32
10 Operationg Profit Ratio 20.8 13.8
11 Liquid Assets to liabilities ratio 34.1 35.31
12 Net earning ratio 23.74 19.1
13 Return on net worth ratio 12.8 11.3
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 3.06 2.28
15 NPA Ratio


Gross NPA Ratio 2.23 2.74

Net NPA Ratio 0.53 1.1
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 1 1
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 374.48 269.55
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 374.48 269.55
6 (iv) Book value per share (Rs) 2925 2388.03
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid