FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
PREMIUM EARNED [NET]
FOR THE PERIOD ENDED 30.09.2014
A FIRE INSURANCE (` '000)
PARTICULARS For the quarter ending 30.09.2014 Up to the quarter ending 30.09.2014 For the corresponding quarter of the preceeding year Up to the Quarter of the prceeding year
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 10954912 23995453 11659755 24463173
Less : Premium on reinsurance ceded 606896 3200768 3411336 4967289
Net Premium 10348016 20794685 8248419 19495884
Adjustment for change in reserve for unexpired risks -715626 504397 463829 -95201
Premium Earned (Net) 9632390 21299082 8712248 19400683
B MISCELLANEOUS INSURANCE
(1) MOTOR
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 8909451 17615691 9362175 14792486
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 8909451 17615691 9362175 14792486
Adjustment for change in reserve for unexpired risks 173036 -1443499 -53928 2202004
Premium Earned (Net) 9082487 16172192 9308247 16994490
(2) AVIATION
Premium from direct business written 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0
Add: Premium on reinsurance accepted 1935172 3371350 1098781 1956091
Less : Premium on reinsurance ceded 278647 562256 248101 292901
Net Premium 1656525 2809094 850680 1663190
Adjustment for change in reserve for unexpired risks -388093 -440736 -240589 -440213
Premium Earned (Net) 1268432 2368358 610091 1222977
(3) ENGINEERING
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 2088028 4420780 1933661 4286640
Less : Premium on reinsurance ceded 181836 185953 324735 389161
Net Premium 1906192 4234827 1608926 3897479
Adjustment for change in reserve for unexpired risks -189590 -156463 -9869 -97324
Premium Earned (Net) 1716602 4078364 1599057 3800155
(4) W.C.
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 36182 79799 52452 116002
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 36182 79799 52452 116002
Adjustment for change in reserve for unexpired risks 8067 18044 28011 27358
Premium Earned (Net) 44249 97843 80463 143360
(5) Liability
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 254393 595896 337972 563877
Less : Premium on reinsurance ceded 42994 48230 3572 64408
Net Premium 211399 547666 334400 499469
Adjustment for change in reserve for unexpired risks 60422 -24776 -29993 178328
Premium Earned (Net) 271821 522890 304407 677797
(6) PA
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 398504 974962 713114 1702662
Less : Premium on reinsurance ceded 826 4909 1109 3713
Net Premium 397678 970053 712005 1698949
Adjustment for change in reserve for unexpired risks 158496 363299 278130 354880
Premium Earned (Net) 556174 1333352 990135 2053829
(7) Health
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 4798611 8662084 3798462 6632121
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 4798611 8662084 3798462 6632121
Adjustment for change in reserve for unexpired risks -541255 -1038569 788971 1561179
Premium Earned (Net) 4257356 7623515 4587433 8193300
(8) Oth. Misc.
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 2866510 5072087 1723720 5186139
Less : Premium on reinsurance ceded 118133 206483 271166 279207
Net Premium 2748377 4865604 1452554 4906932
Adjustment for change in reserve for unexpired risks -654954 18247 649667 338476
Premium Earned (Net) 2093423 4883851 2102221 5245408
(9) FL/Credit
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 365026 933243 531476 1318726
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 365026 933243 531476 1318726
Adjustment for change in reserve for unexpired risks 83171 192669 -2506 7958
Premium Earned (Net) 448197 1125912 528970 1326684
TOTAL MISCELLANEOUS
Premium from direct business written 0 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 21651877 41725893 19551813 36554744
Less : Premium on reinsurance ceded 622436 1007831 848683 1029390
Net Premium 21029441 40718062 18703130 35525354
Adjustment for change in reserve for unexpired risks -1290700 -2511784 1407894 4132647
Premium Earned (Net) 19738741 38206278 20111024 39658001
C MARINE INSURANCE
(1) MARINE CARGO
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 601772 1836439 978849 2271772
Less : Premium on reinsurance ceded 45218 90513 119101 183644
Net Premium 556554 1745926 859748 2088128
Adjustment for change in reserve for unexpired risks 273840 338466 262578 359227
Premium Earned (Net) 830394 2084392 1122326 2447355
(2) MARINE HULL
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 2933205 4412401 1600821 3746699
Less : Premium on reinsurance ceded 197263 396576 385696 518410
Net Premium 2735942 4015825 1215125 3228289
Adjustment for change in reserve for unexpired risks -1509881 -768876 293862 -408396
Premium Earned (Net) 1226061 3246949 1508987 2819893
TOTAL MARINE
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 3534977 6248840 2579670 6018471
Less : Premium on reinsurance ceded 242481 487089 504797 702054
Net Premium 3292496 5761751 2074873 5316417
Adjustment for change in reserve for unexpired risks -1236041 -430410 556440 -49169
Premium Earned (Net) 2056455 5331341 2631313 5267248
D LIFE INSURANCE
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 397794 774917 155640 453187
Less : Premium on reinsurance ceded 128688 211437 65257 116648
Net Premium 269106 563480 90383 336539
Adjustment for change in reserve for unexpired risks 31374 -149064 -3657 -91008
Premium Earned (Net) 300480 414416 86726 245531
E TOTAL ALL CLASSES
Premium from direct business written 0 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 36539560 72745103 33946878 67489575
Less : Premium on reinsurance ceded 1600501 4907126 4830073 6815381
Net Premium 34939059 67837977 29116805 60674194
Adjustment for change in reserve for unexpired risks -3210993 -2586862 2424506 3897270
Premium Earned (Net) 31728066 65251115 31541311 64571464