Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
PROVISIONS
(` '000)
Sr. No. Particulars As at 31.12.2014 As at 31.12.2013
1 Reserve for Unexpired Risk 75386 661 71269 682
2 Reserve for Premium Deficiency  0  0
3 For Fringe Benefit Tax  0  0
4 For MAT Tax  0  0
5 For proposed dividends  0  0
6 For dividend distribution tax  0  0
7 For Doubtful Loans, Investment and Debts 6079 795 5558 167
8 For Leave Encashment 189 165 175 078
9 Provision for Pension -33 794 213 374
10 Provision for Gratuity 66 841  0
11 Provision for Settlement 10 648 8 668
12 For  Salary Arrears 109 400 66 800
13 For PLLI Arrears 16 800 15 500
  TOTAL 81825 517 77307 269