PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:
(` in Lakhs)
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended  31.12.2014 For the period ended 31.12.2013
1 Gross Premium Growth Rate 9.2 -4.5
2 Gross Premium to shareholders' fund ratio 87.6 101.1
3 Growth rate of shareholders'fund 26.0 17.6
4 Net Retention Ratio 90.1 88.5
5 Net Commission Ratio 20.2 21.6
6 Expense of Management to Gross Direct Premium Ratio 1.0 1.2
7 Combined Ratio 104.6 115.5
8 Technical Reserves to net premium ratio 263.0 297.8
9 Underwriting balance ratio -5.1 -12.0
10 Operationg Profit Ratio 15.6 7.5
11 Liquid Assets to liabilities ratio 34.5 35.6
12 Net earning ratio 19.1 12.4
13 Return on net worth ratio 15.0 11.1
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 3.15 1.79
15 NPA Ratio    
  Gross NPA Ratio 2.65 2.24
  Net NPA Ratio 0.79 0.74
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 451 265
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 451 265
6 (iv) Book value per share (Rs) 3004 2384
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid