FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer:..GENERAL INSURANCE CORPORATION OF INDIA
PREMIUM EARNED [NET]
FOR THE PERIOD ENDED 31.12.2014
A FIRE INSURANCE


(` '000)

PARTICULARS For the quarter ending 31.12.2014 Up to the quarter ending 31.12.2014 For the corresponding quarter of the preceeding year Up to the Quarter of the prceeding year

Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 13040128 37035581 9741522 34204695

Less : Premium on reinsurance ceded 3194223 6394992 3561102 8528391

Net Premium 9845905 30640589 6180420 25676304

Adjustment for change in reserve for unexpired risks -1604929 -1100532 555838 460637

Premium Earned (Net) 8240976 29540057 6736258 26136941












B MISCELLANEOUS INSURANCE



(1) MOTOR




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 9123903 26739594 9271099 24063585

Less : Premium on reinsurance ceded 0 0 0 0

Net Premium 9123903 26739594 9271099 24063585

Adjustment for change in reserve for unexpired risks 77823 -1365676 -372856 1829148

Premium Earned (Net) 9201726 25373918 8898243 25892733












(2) AVIATION




Premium from direct business written 0
0 0

Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0


Add: Premium on reinsurance accepted 1988499 5359849 1575347 3531438

Less : Premium on reinsurance ceded 228000 790256 250274 543175

Net Premium 1760499 4569593 1325073 2988263

Adjustment for change in reserve for unexpired risks -387127 -827863 93443 -346770

Premium Earned (Net) 1373372 3741730 1418516 2641493












(3) ENGINEERING




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 1549359 5970139 2071895 6358535

Less : Premium on reinsurance ceded 611446 797399 460992 850153

Net Premium 937913 5172740 1610903 5508382

Adjustment for change in reserve for unexpired risks 303895 147432 -223138 -320462

Premium Earned (Net) 1241808 5320172 1387765 5187920












(4) W.C.




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 28926 108725 51485 167487

Less : Premium on reinsurance ceded 0 0 0 0

Net Premium 28926 108725 51485 167487

Adjustment for change in reserve for unexpired risks 11271 29315 37617 64975

Premium Earned (Net) 40197 138040 89102 232462












(5) Liability




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 425258 1021154 233482 797359

Less : Premium on reinsurance ceded 18174 66404 60836 125244

Net Premium 407084 954750 172646 672115

Adjustment for change in reserve for unexpired risks -118853 -143629 139469 317797

Premium Earned (Net) 288231 811121 312115 989912












(6) PA




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 683677 1658639 1155571 2858233

Less : Premium on reinsurance ceded 2571 7480 9766 13479

Net Premium 681106 1651159 1145805 2844754

Adjustment for change in reserve for unexpired risks 233730 597029 -1004 353876

Premium Earned (Net) 914836 2248188 1144801 3198630












(7) Health




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 5773169 14435253 4810422 11442543

Less : Premium on reinsurance ceded 0 0 0 0

Net Premium 5773169 14435253 4810422 11442543

Adjustment for change in reserve for unexpired risks -549917 -1588486 115630 1676809

Premium Earned (Net) 5223252 12846767 4926052 13119352












(8) Oth. Misc.




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 4331198 9403285 3783798 8969937

Less : Premium on reinsurance ceded 1508764 1715247 418181 697388

Net Premium 2822434 7688038 3365617 8272549

Adjustment for change in reserve for unexpired risks 269749 287996 -518240 -179764

Premium Earned (Net) 3092183 7976034 2847377 8092785












(9) FL/Credit




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 587838 1521081 593509 1912235

Less : Premium on reinsurance ceded 0 0 0 0

Net Premium 587838 1521081 593509 1912235

Adjustment for change in reserve for unexpired risks 2959 195628 49267 57225

Premium Earned (Net) 590797 1716709 642776 1969460













TOTAL MISCELLANEOUS




Premium from direct business written 0 0 0 0

Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 24491827 66217719 23546608 60101352

Less : Premium on reinsurance ceded 2368955 3376786 1200049 2229439

Net Premium 22122872 62840933 22346559 57871913

Adjustment for change in reserve for unexpired risks -156470 -2668254 -679812 3452833

Premium Earned (Net) 21966402 60172679 21666747 61324746












C MARINE INSURANCE



(1) MARINE CARGO




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 870219 2706658 1054045 3325817

Less : Premium on reinsurance ceded 133613 224126 121474 305118

Net Premium 736606 2482532 932571 3020699

Adjustment for change in reserve for unexpired risks 178095 516561 311230 670457

Premium Earned (Net) 914701 2999093 1243801 3691156












(2) MARINE HULL




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 1559200 5971601 1261909 5008608

Less : Premium on reinsurance ceded 557518 954094 167445 685855

Net Premium 1001682 5017507 1094464 4322753

Adjustment for change in reserve for unexpired risks 97255 -671621 465515 57119

Premium Earned (Net) 1098937 4345886 1559979 4379872













TOTAL MARINE




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 2429419 8678259 2315954 8334425

Less : Premium on reinsurance ceded 691131 1178220 288919 990973

Net Premium 1738288 7500039 2027035 7343452

Adjustment for change in reserve for unexpired risks 275350 -155060 776745 727576

Premium Earned (Net) 2013638 7344979 2803780 8071028












D LIFE INSURANCE




Premium from direct business written




Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 353518 1128435 458767 911954

Less : Premium on reinsurance ceded 72468 283905 80030 196678

Net Premium 281050 844530 378737 715276

Adjustment for change in reserve for unexpired risks 256916 107851 -54927 -145934

Premium Earned (Net) 537966 952381 323810 569342












E TOTAL ALL CLASSES




Premium from direct business written 0 0 0 0

Service Tax




Adjustment for change in reserve for unexpired risks




Gross Earned Premium 0 0 0 0

Add: Premium on reinsurance accepted 40314892 113059994 36062851 103552426

Less : Premium on reinsurance ceded 6326777 11233903 5130100 11945481

Net Premium 33988115 101826091 30932751 91606945

Adjustment for change in reserve for unexpired risks -1229133 -3815995 597844 4495111

Premium Earned (Net) 32758982 98010096 31530595 96102056