FORM NL-13-LOANS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
LOANS (` '000)
Sr. No. Particulars As at 31.03.2015 As at 31.03.2014
1 SECURITY-WISE CLASSIFICATION
Secured
(a)  On mortagage of property *
(aa) In India  757974 797728
(bb) Outside India 0 0
(b)   On Shares, Bonds, Govt. Securities 0 0
(c)    Others  3112087 3374193
Unsecured 68388 68587
TOTAL 3938449 4240508
2 BORROWER-WISE CLASSIFICATION
(a)           Central and State Governments 3112087 3374193
(b)           Banks and Financial Institutions 0 0
(c)           Subsidiaries 0 0
(d)           Industrial Undertakings 816556 848654
(e)           Others (to be specified) 9806 17661
TOTAL 3938449 4240508
3 PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
(aa)  In India 3075668 3338800
(bb) Outside India 0 0
(b) Non-performing loans less provisions 0 0
(aa)  In India 191648 204428
(bb) Outside India 0 0
Provisions ** 671133 697280
TOTAL 3938449 4240508
4 MATURITY-WISE CLASSIFICATION
(a)           Short Term 331193 290623
(b)           Long Term 3607256 3949885
TOTAL 3938449 4240508
** Includes Provision for Bad and Doubtful Loans
Notes:
(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.
(b)    Provisions against non-performing loans shall be shown separately.
(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company.
(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.