Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
PROVISIONS
(` '000)
Sr. No. Particulars As at 31.03.2015 As at 31.03.2014
1 Reserve for Unexpired Risk 74463872 71476261
2 Reserve for Premium Deficiency 584595 0
3 For Fringe Benefit Tax 0 0
4 For MAT Tax 0 0
5 For proposed dividends 5400000 3311000
6 For dividend distribution tax 1099332 562704
7 For Doubtful Loans, Investment and Debts 6471674 5364543
8 For Leave Encashment 227340 221463
9 Provision for Pension 31109 235597
10 Provision for Gratuity 75675 -12100
11 Provision for Settlement 12195 10648
12 ForĀ  Salary Arrears 130000 77200
13 For PLLI Arrears 16800 16800
TOTAL 88512592 81264116