PERIODIC DISCLOSURES |
FORM NL-30 |
Analytical Ratios |
|
|
Insurer: |
General Insurance Corporation of India |
Date: |
|
|
|
(` in Lakhs) |
|
Analytical Ratios for Non-Life companies |
Sr.No. |
Particular |
For the period ended 31.03.2015 |
For the period ended 31.03.2014 |
1 |
Gross Premium Growth Rate |
3.43219255 |
-2.689651933 |
2 |
Gross Premium to shareholders' fund ratio |
116.8 |
133.8 |
3 |
Growth rate of shareholders'fund |
18.5 |
18.7 |
4 |
Net Retention Ratio |
91.26082961 |
90.00348474 |
5 |
Net Commission Ratio |
20.09273094 |
18.53521252 |
6 |
Expense of Management to Gross Direct Premium Ratio |
1.1 |
1.2 |
7 |
Combined Ratio |
108.9520438 |
108.8511636 |
8 |
Technical Reserves to net premium ratio |
195 |
204.5 |
9 |
Underwriting balance ratio |
-9.638725168 |
-6.714852599 |
10 |
Operationg Profit Ratio |
11.8 |
12.7 |
11 |
Liquid Assets to liabilities ratio |
34.39825614 |
34.94044671 |
12 |
Net earning ratio |
19.4394014 |
17.05320515 |
13 |
Return on net worth ratio |
20.71836658 |
20.54207671 |
14 |
Available Solvency margin Ratio to Required Solvency Margin Ratio |
3.036892853 |
2.73 |
15 |
NPA Ratio |
|
|
|
Gross NPA Ratio |
2.48 |
2.37 |
|
Net NPA Ratio |
0.79 |
0.86 |
Equity Holding Pattern for Non-Life Insurers |
(Rs in Lakhs) |
|
1 |
(a) No. of shares |
43000000 |
43000000 |
2 |
(b) Percentage of shareholding (Indian / Foreign) |
100 % Indian |
100 % Indian |
3 |
( c) %of Government holding (in case of public sector insurance companies) |
1 |
1 |
4 |
(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) |
626.4466227 |
523.9940827 |
5 |
(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) |
626.4466227 |
523.9940827 |
6 |
(iv) Book value per share (Rs) |
3023.630233 |
2550.832558 |
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid |