FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer:..GENERAL INSURANCE CORPORATION OF INDIA
PREMIUM EARNED [NET]
FOR THE PERIOD ENDED 31.03.2015
A FIRE INSURANCE


(` '000)
Sr No.
PARTICULARS For the quarter ending 31.03.2015 Up to the quarter ending 31.03.2015 For the corresponding quarter of the preceeding year Up to the Quarter of the prceeding year
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 9980868 47016449 15780608 49985303
Less : Premium on reinsurance ceded 1221672 7616664 1671214 10199605
Net Premium 8759196 39399785 14109394 39785698
Adjustment for change in reserve for unexpired risks 1387858 287326 -3716233 -3255596
Premium Earned (Net) 10147054 39687111 10393161 36530102
B MISCELLANEOUS INSURANCE
(1) MOTOR
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 11783352 38522946 10266084 34329669
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 11783352 38522946 10266084 34329669
Adjustment for change in reserve for unexpired risks -666612 -2032288 2053612 3882760
Premium Earned (Net) 11116740 36490658 12319696 38212429
(2) AVIATION
Premium from direct business written 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0
Add: Premium on reinsurance accepted 1504099 6863948 732523 4263961
Less : Premium on reinsurance ceded 171634 961890 218921 762096
Net Premium 1332465 5902058 513602 3501865
Adjustment for change in reserve for unexpired risks -352002 -1179865 364219 17449
Premium Earned (Net) 980463 4722193 877821 3519314
(3) ENGINEERING
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 1988081 7958220 2233595 8592130
Less : Premium on reinsurance ceded 56997 854396 80536 930689
Net Premium 1931084 7103824 2153059 7661441
Adjustment for change in reserve for unexpired risks 134124 281556 -176851 -497313
Premium Earned (Net) 2065208 7385380 1976208 7164128
(4) W.C.
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 73977 182702 75469 242956
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 73977 182702 75469 242956
Adjustment for change in reserve for unexpired risks 770 30085 27548 92523
Premium Earned (Net) 74747 212787 103017 335479
(5) Liability
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 132323 1153477 207796 1005155
Less : Premium on reinsurance ceded 50215 116619 3571 128815
Net Premium 82108 1036858 204225 876340
Adjustment for change in reserve for unexpired risks 62851 -80778 -129422 188375
Premium Earned (Net) 144959 956080 74803 1064715
(6) PA
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 1032628 2691267 939414 3797647
Less : Premium on reinsurance ceded 4205 11685 -318 13161
Net Premium 1028423 2679582 939732 3784486
Adjustment for change in reserve for unexpired risks -37904 559125 318375 672251
Premium Earned (Net) 990519 3238707 1258107 4456737
(7) Health
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 6614557 21049810 5008708 16451251
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 6614557 21049810 5008708 16451251
Adjustment for change in reserve for unexpired risks -795338 -2383824 455135 2131944
Premium Earned (Net) 5819219 18665986 5463843 18583195
(8) Oth. Misc.
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 2945732 12349017 4506464 13476401
Less : Premium on reinsurance ceded 57325 1772572 197241 894629
Net Premium 2888407 10576445 4309223 12581772
Adjustment for change in reserve for unexpired risks 719851 1007847 -170213 -349977
Premium Earned (Net) 3608258 11584292 4139010 12231795
(9) FL/Credit
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted -65728 1455353 632468 2544703
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium -65728 1455353 632468 2544703
Adjustment for change in reserve for unexpired risks 349451 545079 60177 117402
Premium Earned (Net) 283723 2000432 692645 2662105
TOTALĀ  MISCELLANEOUS
Premium from direct business written 0 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 26009021 92226740 24602521 84703873
Less : Premium on reinsurance ceded 340376 3717162 499951 2729390
Net Premium 25668645 88509578 24102570 81974483
Adjustment for change in reserve for unexpired risks -584809 -3253063 2802580 6255414
Premium Earned (Net) 25083836 85256515 26905150 88229897
C MARINE INSURANCE
(1) MARINE CARGO
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 1099553 3806211 839674 4165491
Less : Premium on reinsurance ceded 52978 277104 89251 394369
Net Premium 1046575 3529107 750423 3771122
Adjustment for change in reserve for unexpired risks -287735 228826 -59912 610545
Premium Earned (Net) 758840 3757933 690511 4381667
(2) MARINE HULL
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 1245435 7217036 1680912 6689520
Less : Premium on reinsurance ceded 328190 1282284 417098 1102953
Net Premium 917245 5934752 1263814 5586567
Adjustment for change in reserve for unexpired risks 313525 -358096 242792 299911
Premium Earned (Net) 1230770 5576656 1506606 5886478
TOTAL MARINEĀ 
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 2344988 11023247 2520586 10855011
Less : Premium on reinsurance ceded 381168 1559388 506349 1497322
Net Premium 1963820 9463859 2014237 9357689
Adjustment for change in reserve for unexpired risks 25790 -129270 182880 910456
Premium Earned (Net) 1989610 9334589 2197117 10268145
D LIFE INSURANCE
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 444789 1573224 345022 1256976
Less : Premium on reinsurance ceded 92407 376312 52006 248684
Net Premium 352382 1196912 293016 1008292
Adjustment for change in reserve for unexpired risks -455 107396 197632 51696
Premium Earned (Net) 351927 1304308 490648 1059988
E TOTAL ALL CLASSES
Premium from direct business written 0 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 38779666 151839660 43248737 146801163
Less : Premium on reinsurance ceded 2035623 13269526 2729520 14675001
Net Premium 36744043 138570134 40519217 132126162
Adjustment for change in reserve for unexpired risks 828384 -2987611 -533141 3961970
Premium Earned (Net) 37572427 135582523 39986076 136088132