FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS



(` '000)

PARTICULARS For the year ended 31.03.2015 For the year ended 31.03.2014
1 Employees’ remuneration & welfare benefits 686241 774084
2 Travel, conveyance and vehicle running expenses 69198 68385
3 Training expenses 9879 41090
4 Rents, rates & taxes 39683 32332
5 Repairs 288494 347120
6 Printing & stationery 4406 4421
7 Communication 11660 12724
8 Legal & professional charges 134334 105703
9 Auditors' fees, expenses etc



(a) as auditor 7081 5002

(b) as adviser or in any other capacity, in respect of



(i) Taxation matters 300 250

(ii) Insurance matters



(iii) Management services; and



(c)   in any other capacity 5 82
10 Advertisement and publicity 48847 55826
11 Interest & Bank Charges 7890 9049
12 Others 188744 245859
13 Depreciation 92463 71577
14 Service Tax A/C 5131 9382

TOTAL 1594356 1782886
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.