PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios - -
Insurer: General Insurance Corporation of India Date: -
- - (Rs in Lakhs) -
Analytical Ratios for Non-Life companies
Sl.No. Particular For the period ended 31.03.2015 For the period ended 31.03.2014
1 Gross Premium Growth Rate 3.4 -2.7
2 Gross Premium to shareholders' fund ratio 116.8 133.8
3 Growth rate of shareholders'fund 18.5 18.7
4 Net Retention Ratio 91.3 90.0
5 Net Commission Ratio 20.1 18.5
6 Expense of Management to Gross Direct Premium Ratio 1.1 1.2
7 Combined Ratio 109.0 108.9
8 Technical Reserves to net premium ratio 195.0 204.5
9 Underwriting balance ratio -9.6 -6.7
10 Operationg Profit Ratio 11.8 12.7
11 Liquid Assets to liabilities ratio 34.4 34.9
12 Net earning ratio 19.4 17.1
13 Return on net worth ratio 20.7 20.5
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 3.04 2.73
15 NPA Ratio    
  Gross NPA Ratio 2.48 2.37
  Net NPA Ratio 0.79 0.86
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the year (not to be annualized) 626 524
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the year (not to be annualized) 626 524
6 (iv) Book value per share (Rs) 3024 2551
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid