Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA 
PROVISIONS
(` '000)
Sr. No Particulars As at 30.06.2015 As at 30.06.2014
1 Reserve for Unexpired Risk 75560325 70925498
2 Reserve for Premium Deficiency 584595 0
3 For Fringe Benefit Tax 0 0
4 For MAT Tax 0 0
5 For proposed dividends 5400000 3311000
6 For dividend distribution tax 1099332 562704
7 For Doubtful Loans, Investment and Debts 6634544 5392002
8 For Leave Encashment 207934 209849
9 Provision for Pension 11324 215401
10 Provision for Gratuity 90417 -2120
11 Provision for Settlement 12195 10648
12 For  Salary Arrears 147200 89700
13 For PLLI Arrears 16800 16800
TOTAL 89764666 80731482