PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:
(` in Lakhs)
Analytical Ratios for Non-Life companies
Sr.No. Particular For the period ended  30.06.2015 For the period ended 30.06.2014
1 Gross Premium Growth Rate 16.42 7.93
2 Gross Premium to shareholders' fund ratio 31.60 30.90
3 Growth rate of shareholders'fund 14.00 26.6
4 Net Retention Ratio 86.93 90.86
5 Net Commission Ratio 21.73 19.89
6 Expense of Management to Gross Direct Premium Ratio 0.90 1
7 Combined Ratio 104.11 105.18
8 Technical Reserves to net premium ratio 749.40 781.5
9 Underwriting balance ratio -3.18 -5.35
10 Operationg Profit Ratio 9.10 17.8
11 Liquid Assets to liabilities ratio 38.30 35.15
12 Net earning ratio 9.10 22.27
13 Return on net worth ratio 2.50 6.26
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 3.32 2.91
15 NPA Ratio
Gross NPA Ratio 2.57 2.23
Net NPA Ratio 0.80 0.78
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 100% 100%
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 78 170
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 78 170
6 (iv) Book value per share (Rs) 3101 3024
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid