FORM NL-13-LOANS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA 
LOANS (` '000)
Particulars As at 30.09.2015 As at 30.09.2014
1 SECURITY-WISE CLASSIFICATION
Secured
(a)  On mortagage of property *
(aa) In India  734497 780766
(bb) Outside India 0 0
(b)   On Shares, Bonds, Govt. Securities 0 1
(c)    Others  2881013 3142756
Unsecured 68388 68587
TOTAL 3683898 3992110
2 BORROWER-WISE CLASSIFICATION
(a)           Central and State Governments 2881013 3142756
(b)           Banks and Financial Institutions 0 0
(c)           Subsidiaries 0 0
(d)           Industrial Undertakings 796357 835380
(e)           Others (to be specified) 6529 13973
TOTAL 3683899 3992109
3 PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
(aa)  In India 2745771 3122750
(bb) Outside India 0 0
(b) Non-performing loans less provisions 0 0
(aa)  In India 198536 204428
(bb) Outside India 0 0
Provisions ** 739591 664931
TOTAL 3683898 3992109
4 MATURITY-WISE CLASSIFICATION
(a)           Short Term 354067 309018
(b)           Long Term 3329830 3683091
TOTAL 3683897 3992109
** Includes Provision for Bad and Doubtful Loans
Notes:
(a)    Short-term loans shall include those, which are repayable within 12 months from the date of  balance sheet.  Long term loans shall be the loans other than short-term loans.
(b)    Provisions against non-performing loans shall be shown separately.
(c ) The nature of the security in case of all long term secured loans shall be specified in each case.  Secured loans for
      the purposes of this schedule, means loans secured wholly or partly against an asset of the company.
(d)  Loans considered doubtful and the amount of provision created against such loans shall be disclosed.