Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA 
PROVISIONS
(` '000)
Particulars As at 30.09.2015 As at 30.09.2014
1 Reserve for Unexpired Risk 76636371 74280288
2 Reserve for Premium Deficiency 584595 0
3 For Fringe Benefit Tax 0 0
4 For MAT Tax 0 0
5 For proposed dividends 0 3311000
6 For dividend distribution tax 0 0
7 For Doubtful Loans, Investment and Debts 7626140 5635763
8 For Leave Encashment 228727 215077
9 Provision for Pension 55832 14023
10 Provision for Gratuity 13866 6487
11 Provision for Settlement 12195 10648
12 For  Salary Arrears 177200 93800
13 For PLLI Arrears 16800 16800
TOTAL 85351726 83583886