PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date:
(` in Lakhs)
Analytical Ratios for Non-Life companies
Sr .No. Particular For the period ended  30.09.2015 For the period ended 30.09.2014 up to the Quarter of the prceeding year
1 Gross Premium Growth Rate 15.69008273 7.787169225
2 Gross Premium to shareholders' fund ratio 59.7 57.8
3 Growth rate of shareholders'fund 12 22.6
4 Net Retention Ratio 90.80736516 93.25435546
5 Net Commission Ratio 20.2653965 18.75134405
6 Expense of Management to Gross Direct Premium Ratio 1 1
7 Combined Ratio 107.4506517 100.7269227
8 Technical Reserves to net premium ratio 373.2 388.8
9 Underwriting balance ratio -5.551189213 -1.688257954
10 Operationg Profit Ratio 10.2 20.8
11 Liquid Assets to liabilities ratio 36.53778183 34.09713585
12 Net earning ratio 14.25492217 23.73678228
13 Return on net worth ratio 7.731145385 12.80136034
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 3.223622999 3.06
15 NPA Ratio
Gross NPA Ratio 2.48 2.23
Net NPA Ratio 0.67 0.53
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 1 1
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 253.3479314 374.4779729
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 253.3479314 374.4779729
6 (iv) Book value per share (Rs) 3276.97907 2927
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid