FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
PREMIUM EARNED [NET]
FOR THE PERIOD ENDED 30.09.2015
A FIRE INSURANCE (` '000)
PARTICULARS For the quarter ending 30.09.2015 Up to  the quarter ending 30.09.2015 For the corresponding quarter of the preceeding year  Up to the Quarter of the prceeding year
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 14051312 29567879 10954912 23995453
Less : Premium on reinsurance ceded 1297161 5917084 606896 3200769
Net Premium 12754151 23650795 10348016 20794684
Adjustment for change in reserve for unexpired risks -851299 -254713 -715626 504397
Premium Earned (Net) 11902852 23396082 9632390 21299081
B MISCELLANEOUS INSURANCE
(1) MOTOR
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 10240968 19588866 8909451 17615691
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 10240968 19588866 8909451 17615691
Adjustment for change in reserve for unexpired risks -595882 -981162 173036 -1443499
Premium Earned (Net) 9645086 18607704 9082487 16172192
(2) AVIATION
Premium from direct business written 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0
Add: Premium on reinsurance accepted 1126020 1455732 1935172 3371350
Less : Premium on reinsurance ceded 143564 432561 278647 562256
Net Premium 982456 1023171 1656525 2809094
Adjustment for change in reserve for unexpired risks 378961 1002780 -388093 -440736
Premium Earned (Net) 1361417 2025951 1268432 2368358
(3) ENGINEERING
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 2103485 4242028 2088028 4420780
Less : Premium on reinsurance ceded 225748 356604 181836 185953
Net Premium 1877737 3885424 1906192 4234827
Adjustment for change in reserve for unexpired risks 4345 177942 -189590 -156463
Premium Earned (Net) 1882082 4063366 1716602 4078364
(4) W.C.
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 57525 110486 36182 79799
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 57525 110486 36182 79799
Adjustment for change in reserve for unexpired risks -9044 -15661 8067 18044
Premium Earned (Net) 48481 94825 44249 97843
(5) Liability
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 426544 798754 254393 595896
Less : Premium on reinsurance ceded 0 0 42994 48230
Net Premium 426544 798754 211399 547666
Adjustment for change in reserve for unexpired risks -106886 -124777 60422 -24776
Premium Earned (Net) 319658 673977 271821 522890
(6) PA
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 898859 1987672 398504 974962
Less : Premium on reinsurance ceded 0 2571 826 4909
Net Premium 898859 1985101 397678 970053
Adjustment for change in reserve for unexpired risks -242160 -504020 158496 363299
Premium Earned (Net) 656699 1481081 556174 1333352
(7) Health
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 5067452 9909205 4798611 8662084
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 5067452 9909205 4798611 8662084
Adjustment for change in reserve for unexpired risks -199610 -753174 -541255 -1038569
Premium Earned (Net) 4867842 9156031 4257356 7623515
(8) Oth. Misc.
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 5640760 9994127 2866510 5072087
Less : Premium on reinsurance ceded 240760 375059 118133 206483
Net Premium 5400000 9619068 2748377 4865604
Adjustment for change in reserve for unexpired risks -1411315 -2460933 -654954 18247
Premium Earned (Net) 3988685 7158135 2093423 4883851
(9) FL/Credit
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 367182 856499 365026 933243
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 367182 856499 365026 933243
Adjustment for change in reserve for unexpired risks -267 39130 83171 192669
Premium Earned (Net) 366915 895629 448197 1125912
TOTAL  MISCELLANEOUS
Premium from direct business written 0 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 25928795 48943369 21651877 41725892
Less : Premium on reinsurance ceded 610072 1166795 622436 1007831
Net Premium 25318723 47776574 21029441 40718061
Adjustment for change in reserve for unexpired risks -2181858 -3619875 -1290700 -2511784
Premium Earned (Net) 23136865 44156699 19738741 38206277
C MARINE INSURANCE
(1) MARINE CARGO
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 632079 1395889 601772 1836439
Less : Premium on reinsurance ceded 106348 202737 45218 90513
Net Premium 525731 1193152 556554 1745926
Adjustment for change in reserve for unexpired risks 9810 544980 273840 338466
Premium Earned (Net) 535541 1738132 830394 2084392
(2) MARINE HULL
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 922818 3242071 2933205 4412401
Less : Premium on reinsurance ceded 249071 436901 197263 396576
Net Premium 673747 2805170 2735942 4015825
Adjustment for change in reserve for unexpired risks 2020460 1247665 -1509881 -768876
Premium Earned (Net) 2694207 4052835 1226061 3246949
TOTAL MARINE 
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 1554897 4637960 3534977 6248840
Less : Premium on reinsurance ceded 355419 639638 242481 487089
Net Premium 1199478 3998322 3292496 5761751
Adjustment for change in reserve for unexpired risks 2030270 1792645 -1236041 -430410
Premium Earned (Net) 3229748 5790967 2056455 5331341
D LIFE INSURANCE
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 472093 1009659 397794 774917
Less : Premium on reinsurance ceded -32462 12900 128688 211437
Net Premium 504555 996759 269106 563480
Adjustment for change in reserve for unexpired risks -73158 -90554 31374 -149065
Premium Earned (Net) 431397 906205 300480 414415
E TOTAL ALL CLASSES
Premium from direct business written 0 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 42007097 84158867 36539560 72745102
Less : Premium on reinsurance ceded 2230190 7736417 1600501 4907126
Net Premium 39776907 76422450 34939059 67837976
Adjustment for change in reserve for unexpired risks -1076045 -2172497 -3210993 -2586862
Premium Earned (Net) 38700862 74249953 31728066 65251114