FORM NL-13-LOANS SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA 
LOANS (` '000)
Sr. No Particulars As at 31.12.2015 As at 31.12.2014
1 SECURITY-WISE CLASSIFICATION
Secured
(a) On mortagage of property *
(aa) In India 721057 771727
(bb) Outside India 0 0
(b)   On Shares, Bonds, Govt. Securities 0 0
(c)    Others 2869949 3132888
Unsecured 68388 68586
TOTAL 3659394 3973201
2 BORROWER-WISE CLASSIFICATION
(a)           Central and State Governments 2869949 3132888
(b)           Banks and Financial Institutions 0 0
(c)           Subsidiaries 0 0
(d)           Industrial Undertakings 785010 828522
(e)           Others (to be specified) 4435 11791
TOTAL 3659394 3973201
3 PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
  (aa)  In India 2745771 3104175
  (bb) Outside India 0 0
  (b) Non-performing loans less provisions 0 0
  (aa)  In India 198536 204428
  (bb) Outside India 0 0
Provisions ** 739591 664598
TOTAL 3683898 3973201
4 MATURITY-WISE CLASSIFICATION
(a)           Short Term 354067 311538
(b)           Long Term 3329830 3661663
TOTAL 3683897 3973201
** Includes Provision for Bad and Doubtful Loans

Notes:

(a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans.

(b) Provisions against non-performing loans shall be shown separately.

(b) Provisions against non-performing loans shall be shown separately.

(c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for

the purposes of this schedule, means loans secured wholly or partly against an asset of the company.

(d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed.