PERIODIC DISCLOSURES
FORM NL-30 Analytical Ratios
Insurer: General Insurance Corporation of India Date: 31.12.2015
(` in Lakhs)
Analytical Ratios for Non-Life companies
Sr. No. Particular For the period ended 31.12.2015 For the period ended 31.12.2014
1 Gross Premium Growth Rate 12.07 9.18
2 Gross Premium to shareholders' fund ratio 86.60 87.60
3 Growth rate of shareholders'fund 13.40 26.00
4 Net Retention Ratio 87.51 90.06
5 Net Commission Ratio 21.71 20.15
6 Expense of Management to Gross Direct Premium Ratio 1.10 1.00
7 Combined Ratio 108.29 104.58
8 Technical Reserves to net premium ratio 263.80 263.00
9 Underwriting balance ratio -7.22 -5.13
10 Operationg Profit Ratio 10.10 15.60
11 Liquid Assets to liabilities ratio 36.60 34.54
12 Net earning ratio 14.77 19.06
13 Return on net worth ratio 11.19 15.03
14 Available Solvency margin Ratio to Required Solvency Margin Ratio 3.52 3.15
15 NPA Ratio

Gross NPA Ratio 2.48 2.65
Net NPA Ratio 1.10 0.79
Equity Holding Pattern for Non-Life Insurers (Rs in Lakhs)
1 (a) No. of shares 43000000 43000000
2 (b) Percentage of shareholding (Indian / Foreign) 100 % Indian 100 % Indian
3 ( c) %of Government holding (in case of public sector insurance companies) 1 1
4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 380.82 451.37
5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 380.82 451.37
6 (iv) Book value per share (Rs) 3404.45 3003.77

Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid