FORM NL-4-PREMIUM SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA   
PREMIUM EARNED [NET]
FOR THE PERIOD ENDED 31.12.2015
A FIRE INSURANCE (` '000)
PARTICULARS For the quarter ending 31.12.2015 Up to  the quarter ending 31.12.2015 For the corresponding quarter of the preceeding year  Up to the Quarter of the prceeding year
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 13601356 43169235 13040128 37035581
Less : Premium on reinsurance ceded 4960415 10877499 3194223 6394992
Net Premium 8640941 32291736 9845905 30640589
Adjustment for change in reserve for unexpired risks 793911 539198 -1604929 -1100532
Premium Earned (Net) 9434852 32830934 8240976 29540057
B MISCELLANEOUS INSURANCE
(1) MOTOR
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 12323346 31912212 9123903 26739594
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 12323346 31912212 9123903 26739594
Adjustment for change in reserve for unexpired risks -1657874 -2639036 77823 -1365676
Premium Earned (Net) 10665472 29273176 9201726 25373918
(2) AVIATION
Premium from direct business written 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0
Add: Premium on reinsurance accepted 1951989 3407721 1988499 5359849
Less : Premium on reinsurance ceded 309040 741601 228000 790256
Net Premium 1642949 2666120 1760499 4569593
Adjustment for change in reserve for unexpired risks -112969 889811 -387127 -827863
Premium Earned (Net) 1529980 3555931 1373372 3741730
(3) ENGINEERING
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 2294996 6537024 1549359 5970139
Less : Premium on reinsurance ceded 715731 1072335 611446 797399
Net Premium 1579265 5464689 937913 5172740
Adjustment for change in reserve for unexpired risks -322090 -144148 303895 147432
Premium Earned (Net) 1257175 5320541 1241808 5320172
(4) W.C.
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 62387 172873 28926 108725
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 62387 172873 28926 108725
Adjustment for change in reserve for unexpired risks -15035 -30696 11271 29315
Premium Earned (Net) 47352 142177 40197 138040
(5) Liability
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 330222 1128976 425258 1021154
Less : Premium on reinsurance ceded 39283 39283 18174 66404
Net Premium 290939 1089693 407084 954750
Adjustment for change in reserve for unexpired risks 56723 -68054 -118853 -143629
Premium Earned (Net) 347662 1021639 288231 811121
(6) PA
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 980863 2968535 683677 1658639
Less : Premium on reinsurance ceded 2571 5142 2571 7480
Net Premium 978292 2963393 681106 1651159
Adjustment for change in reserve for unexpired risks -150612 -654632 233730 597029
Premium Earned (Net) 827680 2308761 914836 2248188
(7) Health
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 4885306 14794511 5773169 14435253
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 4885306 14794511 5773169 14435253
Adjustment for change in reserve for unexpired risks 467889 -285285 -549917 -1588486
Premium Earned (Net) 5353195 14509226 5223252 12846767
(8) Oth. Misc.
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 1740734 11734861 4331198 9403285
Less : Premium on reinsurance ceded 1427113 1802172 1508764 1715247
Net Premium 313621 9932689 2822434 7688038
Adjustment for change in reserve for unexpired risks 1263841 -1197092 269749 287996
Premium Earned (Net) 1577462 8735597 3092183 7976034
(9) FL/Credit
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 460886 1317385 587838 1521081
Less : Premium on reinsurance ceded 0 0 0 0
Net Premium 460886 1317385 587838 1521081
Adjustment for change in reserve for unexpired risks 62630 101760 2959 195628
Premium Earned (Net) 523516 1419145 590797 1716709
TOTAL  MISCELLANEOUS
Premium from direct business written 0 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 25030729 73974098 24491827 66217719
Less : Premium on reinsurance ceded 2493738 3660533 2368955 3376786
Net Premium 22536991 70313565 22122872 62840933
Adjustment for change in reserve for unexpired risks -407497 -4027372 -156470 -2668254
Premium Earned (Net) 22129494 66286193 21966402 60172679
C MARINE INSURANCE
(1) MARINE CARGO
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 1179637 2575526 870219 2706658
Less : Premium on reinsurance ceded 112315 315052 133613 224126
Net Premium 1067322 2260474 736606 2482532
Adjustment for change in reserve for unexpired risks -326854 218126 178095 516561
Premium Earned (Net) 740468 2478600 914701 2999093
(2) MARINE HULL
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 1928270 5170341 1559200 5971601
Less : Premium on reinsurance ceded 484349 921250 557518 954094
Net Premium 1443921 4249091 1001682 5017507
Adjustment for change in reserve for unexpired risks -425533 822132 97255 -671621
Premium Earned (Net) 1018388 5071223 1098937 4345886
TOTAL MARINE 
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 3107907 7745867 2429419 8678259
Less : Premium on reinsurance ceded 596664 1236302 691131 1178220
Net Premium 2511243 6509565 1738288 7500039
Adjustment for change in reserve for unexpired risks -752387 1040258 275350 -155060
Premium Earned (Net) 1758856 7549823 2013638 7344979
D LIFE INSURANCE
Premium from direct business written
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 806473 1816132 353518 1128435
Less : Premium on reinsurance ceded 34581 47481 72468 283905
Net Premium 771892 1768651 281050 844530
Adjustment for change in reserve for unexpired risks -168204 -258758 256916 107851
Premium Earned (Net) 603688 1509893 537966 952381
E TOTAL ALL CLASSES
Premium from direct business written 0 0 0 0
Service Tax
Adjustment for change in reserve for unexpired risks
Gross Earned Premium 0 0 0 0
Add: Premium on reinsurance accepted 42546465 126705332 40314892 113059994
Less : Premium on reinsurance ceded 8085398 15821815 6326777 11233903
Net Premium 34461067 110883517 33988115 101826091
Adjustment for change in reserve for unexpired risks -534177 -2706674 -1229133 -3815995
Premium Earned (Net) 33926890 108176843 32758982 98010096
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